If holiday expenses are stretching your budget, or you just want some extra cash this year-end, we can make borrowing more affordable.
Rates as low as 6.99% APR*
Borrow up to $2,500.00
12-month repayment term
*Annual percentage rate is as of November 1, 2020 and subject to change. All loans are subject to an evaluation of each applicant’s credit. payment example for a $2,500 loan repaid over 12 months at 6.99% APR = $216.31 per month.
Financial services for all, regardless of your immigration status.*
Checking and savings—no Social Security number or Tax ID number needed.
For individuals who don’t have a SSN or a Tax ID number, we offer our SAFE checking and savings accounts. If you are a non-U.S. citizen or an undocumented immigrant, these accounts allow you to have safe and easy access to financial services.
Join without a Social Security number—foreign IDs are accepted
Low-cost international wire transfers available at our ACCESO branch
Spanish language services available
Free ATM or Debit card
Worldwide access to your funds
Avoid expensive check cashing services
Reclaim your right to financial equity.
How SAFE accounts work
We believe everyone deserves fair access to financial services, regardless of your citizenship or immigration status. To open a SAFE account, join DC Credit Union at our ACCESO branch using your foreign ID. You’ll receive a DC Credit Union Savings account and Checking account, and your choice of an ATM or Debit card.
Your checking account won’t have overdraft privileges. No dividends are earned, and because your accounts don’t earn any interest, there is no need to report to the IRS.
New Americans Loans Program
To help people finance their path to U.S. citizenship, we offer loans to cover the application fees related to this process. The loans can be used for first-time applications, renewals, green cards, DACA, and Temporary Protected Status.
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