Mobile banking just got easier, you can choose the option that work best for you: voice recognition, 4-digit PIN, fingerprint, and face recognition.

Download now your DC Credit Union mobile app!

SAFE Accounts

Financial services for all, regardless of your immigration status.
Woman holding an infant sitting with two other women at a office desk

Checking and savings—no Social Security number or Tax ID number needed.

For individuals who don’t have a SSN or a Tax ID number, we offer our SAFE checking and savings accounts. If you are a non-U.S. citizen or an undocumented immigrant, these accounts allow you to have safe and easy access to financial services.
  • Join without a Social Security number—foreign IDs are accepted
  • Low-cost international wire transfers available at our ACCESO branch
  • Spanish language services available
  • Free ATM or Debit card
  • Worldwide access to your funds
  • Avoid expensive check cashing services


Reclaim your right to financial equity.

How SAFE accounts work

We believe everyone deserves fair access to financial services, regardless of your citizenship or immigration status. To open a SAFE account, join DC Credit Union at our ACCESO branch using your foreign ID. You’ll receive a DC Credit Union Savings account and Checking account, and your choice of an ATM or Debit card.

Your checking account won’t have overdraft privileges. No dividends are earned, and because your accounts don’t earn any interest, there is no need to report to the IRS.

New Americans Loans Program

To help people finance their path to U.S. citizenship, we offer loans to cover the application fees related to this process. The loans can be used for first-time applications, renewals, green cards, DACA, and Temporary Protected Status.

Learn more
Two women standing in a clothing store

Get the answers you’re looking for

We have flexible identification requirements. Foreign ID is accepted to open a SHARE account. Visit our ACCESO branch for more information.

Yes, you will. If you should leave the country for any reason, you will still have access to your funds at DC Credit Union through your ATM/debit card and our online banking system.

Third Party Disclaimer

You are now leaving the DC Credit Union website. The Credit Union does not operate this alternate site to which you are linking and is not responsible for the content of the website nor any transactions performed on this website. Privacy and security policies may differ from those practiced by the Credit Union.

Cancel Accept