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DC Credit Union

Who's eligible to join?
Unlock Your Member Benefits
Fair, affordable loans, low fees and personal service you can trust
We’re looking out for you. We want you to get ahead and thrive.
Competitive interest rates and low fees
Because we’re not-for-profit, we pass our earnings on to our members in the form of better interest rates, lower fees and free ATMs.
DC area branches here to serve you
When you walk into a DC Credit Union branch, you’re always made to feel welcome. For instance, at our ACCESO branch, our staff is bilingual, the better to serve our Latino community.
Convenient online banking
We know you can’t always make it to a branch, and our online banking and mobile apps make it easy to take care of your banking needs 24/7
Let’s reclaim your future
We believe in people over products
Our relationships with our members are incredibly important to us. You are the foundation of DC Credit Union.
A history of supporting our community
We were created in the 1950s to serve the needs of District government employees who were struggling to make ends meet. We are still community-driven and available as a helpful resource for the members of our community.
We believe in first and second chances
Where you start shouldn’t determine where you end up. DC Credit Union is committed to fostering financial inclusion and access to affordable credit.
Helping you live the life you want to live
DC Credit Union helps our members transform their lives through a focus on progress and forward movement.
What you'll need to join
Joining is quick and easy. Make sure you have these items on hand, and start your application now!
Bridging the gap between seniors, youth, business owners, and everyone in between!
Diamond Dividends
To honor our mature members, we offer a special package of benefits to those 60 and older:
- Money Market Account. A savings account that earns higher dividends, with free checks for easy access.
- Visa Platinum Rewards card with NO fee. We waive the annual fee, and you’ll get ScoreCard rewards, free cash advances and balance transfers, and credit limits to $15,000.
Youth Accounts
We want to ensure that all of our city’s youth gain from the opportunity of being banked. We offer accounts through our partnership with the Summer Youth Employment program. Learn more about our Youth Accounts
Not part of the Summer Youth program? We still have an account for you! If you’re under the age of 16, we offer custodial Youth Accounts.
Small Business Banking
DC Credit Union offers a small but growing range of products for our small business members. We welcome your business to become a part of the DC Credit Union family, and to grow your business as we expand our available services and products. Our business products include:
- Business Checking
- Business Savings
- Business Insurance
- Business Micro Loans
Call our Business Services Center at 771-333-2038 to learn more about bringing your business to DC Credit Union.
Ready to join DC Credit Union?
Apply online
Stop by one of our branches
Call us