Youth Accounts

Get access to your money
and learn how to save.

Giving our city’s youth access to responsible, fair banking.

We want to ensure that all of our city’s youth gain from the opportunity of being banked, so you can have easy access to your summer pay and benefit from being able to save.

Build skills you’ll use for a lifetime.

Meet Dajunay

“DC Credit Union was the only bank that would let me open an account with my DC One card. Having a DC Credit Union checking and savings account has allowed me to save money.”
Image of Dajunay Harris

Marion S. Barry Summer Youth Employment Program

Through a partnership with Bank on DC, we offer checking and savings accounts to youths participating in MBSYEP. Along with direct deposit and financial coaching, DC Credit Union’s safe, free accounts offer young people a way to build money management habits that will serve them a lifetime.

We offer two types of accounts for program participants:

  • Individual accounts with access restricted to ATM and point of sale purchases
  • Joint accounts with a parent or guardian that have access to a full suite of banking services, including debit card access.

Youth accounts include:

  • Savings account
  • No overdraft privileges
  • No monthly or usage fees
  • Free online banking
  • Access to over 150 free ATMs in the metro area

Under 18 years old and opening an individual account? Or opening a joint account with a parent or guardian?
Join online here

18-24 years old and opening an account? 
Join online here


Enjoy 24/7 access with online banking

With our It’sMe247 online banking, you can easily access your accounts from wherever you are, when you need it. Transfer funds, deposit checks with your smartphone, pay bills online, and more.

Learn more »

Direct Deposit

Have your paychecks deposited directly into your DC Credit Union account. It’s secure, easy and fast. Set it up with whoever issues your check. Our routing number is 254074455.

Learn more »

Get the answers you’re looking for

This post is also available in: Español (Spanish)

The youth participant will need to provide a birth certificate, driver’s license or permit, school ID, DC ONE card, passport, or military ID. If there is a joint owner, we’ll also ask the adult to provide two forms of ID.

This post is also available in: Español (Spanish)

No, they are available to any young person looking for an easy, affordable and safe place to bank!

This post is also available in: Español (Spanish)

Yes, though our hope is that to help you save for your children’s future. Please talk to us about your cash needs before dipping into your kids’ savings. We can help you think through your options.

This post is also available in: Español (Spanish)

As soon as possible. If you’re over 60, take advantage of your Diamond Dividends to get even higher rates for your grandkids.

Would you like more information about our DC Credit Union Youth Accounts?

Stop by one our branches

Find your closest branch »

Call us


Third Party Disclaimer

You are now leaving the DC Credit Union website. The Credit Union does not operate this alternate site to which you are linking and is not responsible for the content of the website nor any transactions performed on this website. Privacy and security policies may differ from those practiced by the Credit Union.

Cancel Accept