Smarter Student Loans
We want to help you enjoy the benefits of a quality college education.
- Flexible loan amounts
- Competitive interest rates
- Affordable school loans with payments as low as $25 per month until graduation
- Fixed-rate loans to help you consolidate your existing student loans
- Quick approvals
Strengthen your future with a quality education.
cuScholar Private Student Loan
With our smarter private student loans, you may be able to finance your college education without stressing about high interest rates or complicated forms:
- Borrow what you need- up to $120,000 undergraduate or $160,000 in graduate debt.
- Competitive interest rates, which may be even lower based on your academic history.
- Release your cosigner after making 24 consecutive on-time payments.*
- Quick application process
- Set up recurring monthly payments and enjoy a reduction in your interest rate.**
cuGrad Student Consolidation Loan
For life after college, you can reduce your monthly student loan payments by consolidating your existing private student loans with our fixed-rate Student Consolidation Loan. In addition to the reasonable fixed rate, you also have the option to make interest-only payments for the first four years as you get on your feet.
Calculate what you’ll need to pay for college
Ready to apply for a private student loan?
*Cosigner release is subject to lender approval. In order to qualify, the borrower, alone, must meet the following requirements: (1) make the required number of consecutive, on-time full principal and interest payments as indicated in the borrower’s credit agreement during the repayment period (excluding interest-only payments) immediately prior to the request. Any period of forbearance will reset the repayment clock; (2) The account cannot be in delinquent status; (3) The borrower must provide proof of income indicating that he/she meets the income requirements and pass a credit review demonstrating that he/she has a satisfactory credit history and the ability to assume full responsibility of loan repayment; (4) No bankruptcies or foreclosures in the last sixty months; and (5) No loan defaults.
**If you enroll in automatic monthly payments from a personal checking or savings account to pay principal and interest amounts that are due, the Margin will be reduced by 0.25%. This rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is cancelled, any increase will take the form of higher payments.