Private student loans that bring college within reach.
We want to help you enjoy the benefits of a quality college education.
As college gets more expensive, even in-state tuition can add up to tens of thousands of dollars by the time graduation rolls around. We’ve got smart financing for when scholarships, federal loans and financial aid aren’t enough:
Flexible loan amounts
Competitive interest rates
Affordable school loans with payments as low as $25 per month until graduation
Fixed-rate loans to help you consolidate your existing student loans
With our smarter private student loans, you may be able to finance your college education without stressing about high interest rates or complicated forms:
Borrow what you need- up to $120,000 undergraduate or $160,000 in graduate debt.
Competitive interest rates, which may be even lower based on your academic history.
Release your cosigner after making 24 consecutive on-time payments.*
Quick application process
Set up recurring monthly payments and enjoy a reduction in your interest rate.**
cuGrad Student Consolidation Loan
For life after college, you can reduce your monthly student loan payments by consolidating your existing private student loans with our fixed-rate Student Consolidation Loan. In addition to the reasonable fixed rate, you also have the option to make interest-only payments for the first four years as you get on your feet.
*Cosigner release is subject to lender approval. In order to qualify, the borrower, alone, must meet the following requirements: (1) make the required number of consecutive, on-time full principal and interest payments as indicated in the borrower’s credit agreement during the repayment period (excluding interest-only payments) immediately prior to the request. Any period of forbearance will reset the repayment clock; (2) The account cannot be in delinquent status; (3) The borrower must provide proof of income indicating that he/she meets the income requirements and pass a credit review demonstrating that he/she has a satisfactory credit history and the ability to assume full responsibility of loan repayment; (4) No bankruptcies or foreclosures in the last sixty months; and (5) No loan defaults.
**If you enroll in automatic monthly payments from a personal checking or savings account to pay principal and interest amounts that are due, the Margin will be reduced by 0.25%. This rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is cancelled, any increase will take the form of higher payments.
You are now leaving the DC Credit Union website. The Credit Union does not operate this alternate site to which you are linking and is not responsible for the content of the website nor any transactions performed on this website. Privacy and security policies may differ from those practiced by the Credit Union.