Checking and Savings

Account Type

APY*

Minimum Deposit

Minimum Balance

*APY = Annual Percentage Yield. Rates are subject to change. Fees may reduce earning on the account. Penalty may be imposed for early withdrawal.

Regular Share

0.050%

$5.00

$5.00

Share Draft

0.010%

$0.00

$300.00

Money Market

1.26%

$2,500.00

$2,500.00

Money Market

1.36%

$10,000.00

$10,000.00

Holiday Club

0.50%

$5.00

$5.00

Vacation Club

0.50%

$5.00

$5.00

Secondary Savings

0.20%

$5.00

$5.00

Traditional IRA

0.50%

$0.00

$100.00

Roth IRA

0.50%

$0.00

$100.00

Educational IRA

0.50%

$0.00

$100.00

Learn more about Savings Accounts

Share Certificate Rates

Certificate Term

APY*

Minimum Deposit

*APY = Annual Percentage Yield. Rates are subject to change. Fees may reduce earnings on the account. Penalty may be imposed for early withdrawal.

6 Month Share Certificate

4.58%

$1,000.00

12 Month Share Certificate

4.06%

$1,000.00

12 Month Share Certificate

4.11%

$25,000.00

12 Month Share Certificate

4.16%

$50,000.00

12 Month Share Certificate

4.22%

$100,000.00

24 Month Share Certificate

3.29%

$1,000.00

24 Month IRA Share Certificate

3.29%

$2,000.00

24 Month Share Certificate

3.34%

$25,000.00

24 Month Share Certificate

3.39%

$50,000.00

24 Month Share Certificate

3.44%

$100,000.00

36 Month Share Certificate

3.39%

$500.00

36 Month Share Certificate

3.44%

25,000.00

36 Month Share Certificate

3.50%

$50,000.00

36 Month Share Certificate

3.55%

$100,000.00

48 Month Share Certificate

3.50%

$500.00

48 Month Share Certificate

3.55%

$25,000.00

48 Month Share Certificate

3.60%

$50,000.00

48 Month Share Certificate

3.65%

$100,000.00

60 Month Share Certificate

4.06%

$500.00

Learn more about Certificate of Deposits

Youth Savings Account

APY*

Minimum Deposit

Minimum Balance

*APY = Annual Percentage Yield. Rates are subject to change. Fees may reduce earning on the account. Penalty may be imposed for early withdrawal.

0.200%

$5.00

$5.00

Learn more about Youth Savings Accounts

Find mortgage rates at Credit Union Mortgage, our mortgage partner.

Home Equity Line of Credit

Loan Type

Rates as low as

Terms/information

*APR =Annual Percentage Rate. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate.

*These rates are effective April 1, 2023.

HOME EQUITY LINE OF CREDIT

8.00% APR*

An open-ended line of credit secured by real estate

Learn more about Home Equity Line of Credit

Home Equity Second Trust

Loan Type

Rates as low as

*APR = Annual Percentage Rate. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate.

*These rates are effective April 1, 2023.”

Home Equity Second Trust

8.00% APR*

Learn more about Home Equity Second Trust

Auto Loans

Loan Type

Rates as low as

*APR = Annual Percentage Rate. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate.

NEW AUTOMOBILE LOAN

5.150% APR*

USED AUTOMOBILE LOAN

5.350% APR*

OTHER/RECREATIONAL VEHICLE LOAN

6.750% APR*

Learn more about our Auto Loans

Personal Loans and Lines

Loan Type

Rates as low as

Terms/information

*APR = Annual Percentage Rate. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate.

Signature Loans

8.990% APR*

  No collateral – just your signed promise to repay!

Overdraft Protection Line of Credit

11.000% APR*

Protect your checking account from getting insufficient funds!

Debt Consolidation Loan

8.990% APR*

Got the too-many-bills blues? Let us try and help you get ahead!

Share Secured Loan

Low rates—dividend rate plus 3%

12 month term.

Learn more about Personal Loans and Lines

New American Loan

Loan Type

Rates as low as

*APR = Annual Percentage Rate. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate.

New American Loan

10.000% APR*

Learn more about the New American Loan

Smarter Student Loans
To find rates for our Smarter Student Loans, visit CUSO, our student loan partner.
Learn more about Smarter Student Loans

Microbusiness Loans

Rates as low as

Terms/information

*APR = Annual Percentage Rate. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate.

8.990% APR*

No collateral – just your signed promise to repay!

Learn more about Microbusiness Loans

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