All Branches and Offices will be closed on Monday, May 27th in observance of Memorial Day. Online ItsMe247 & ATM services are always available for your convenience.

 

Savings

Whatever your dreams may be, we can help you save for them.
Open a Savings AccountMake an appointment with a financial advisor
adada

There are many different ways to save.

Being able to put money aside—for your retirement, for a rainy day, for that much-needed family vacation—is really empowering. DC Credit Union has a range of savings options designed to meet your particular savings needs.

The benefits

When you open a Savings Account with DC Credit Union, you can start making plans for the future and invest in what most matters to you.

Put money aside for a special occasion

Whether it’s a much-needed family vacation, a new home, or emergency expenses, our savings account options give you the freedom to plan for tomorrow.

Earn dividends on your money

The more money you save, the higher your interest rate will be, which means you’ll earn more money in dividends each month. And the best part? You don’t have to do anything special to earn higher dividends. Just keep saving, and we’ll take care of the rest.

Build your retirement savings

Investing in your future has never been easier. Our team of financial experts is dedicated to helping you maximize your retirement savings and achieve your financial goals. With personalized customer service and low fees, you’ll have all the support you need to make the most of your investments.

adad

Reclaim your dreams for the future

Everyday dollar you save is one step closer to the life you want, Whether you’re just starting out in your career or you’ve been working for years, it’s never too late to start saving.

Read what other members love about us

Image of DC CU member Sherry
Meet Sherry
“Opening up a DC Credit Union Savings account has helped me put aside a small nest egg for retirement, which is absolutely important to me.”
adad
Meet Sherry 2
“Opening up a DC Credit Union Savings account has helped me put aside a small nest egg for retirement, which is absolutely important to me.” 222
Which savings account is right for me?
From traditional savings to high-yield savings accounts, each type of account offers its own set of benefits. Let's dive in and find the right account that's perfect for you.

Share Savings

Youth Savings Accounts

Holiday & Vacation Club

IRA and Share Certificates

Money Market Accounts

Best if you want

A basic savings account with a low minimum balance

A way to build money management habits that will serve your a lifetime.

An account to help you set aside money for a specific goal.

A way to save long-term, earning higher dividends without immediate access to your funds

A savings account with a higher balance that offers both easy access to your funds and higher dividends

Minimum balance

$5 to avoid fees

$5

$0

$100 - $2,000

$2,500 - $10,000

Best if you want

Best if you want

Minimum balance

Minimum balance

Share Savings

Best if you want

A basic savings account with a low minimum balance

Minimum balance

$5 to avoid fees

Youth Savings Accounts

Best if you want

A way to build money management habits that will serve your a lifetime.

Minimum balance

$5

Holiday & Vacation Club

Best if you want

An account to help you set aside money for a specific goal.

Minimum balance

$0

IRA and Share Certificates

Best if you want

A way to save long-term, earning higher dividends without immediate access to your funds

Minimum balance

$100 - $2,000

Money Market Accounts

Best if you want

A savings account with a higher balance that offers both easy access to your funds and higher dividends

Minimum balance

$2,500 - $10,000

Save for retirement with confidence.

We offer both Traditional and Roth IRAs, IRA Share Certificates, and Regular Share Certificates. All are insured up to $250,000 by the NCUA, and each offers different benefits based on your situation and your goals.

Traditional & Roth IRA Share Accounts

  • $100 minimum deposit
  • No administrative or maintenance service charges

Traditional & Roth IRA Share Certificates

  • $2,000 minimum balance
  • Available for terms of 24 months

Earn higher dividends and gain flexibility.

A Money Market account from DC Credit Union combines easy access to your funds with the added bonus of earning higher dividends.

You can choose between two tiers– a $2,500 minimum balance or $10,000 minimum balance– to optimize how your money works for you.

Open an account
ad

Calculators to help you save more.

Find out how close you are to your goal.

bg

Need help with planning and investing?

Check out our “Save and Plan for the Future” guide for helpful tips about planning for retirement and getting started with investments.

Visit the guide

Get the answers you’re looking for.

The Share Savings is your investment in our cooperative. The $5 initial deposit becomes your “share” in the credit union, and gives you the right to vote and/or run for our board of directors, as well as take advantage of all DC Credit Union has to offer.

Yes, it is your money to withdraw as you’d like. But we hope you use these accounts to save for that special vacation or to fund a stress-free holiday, and have structured the accounts to encourage as few withdrawals as possible. If you’re saving for a different reason, talk to us and we’ll help you find an account that is most suited for that.

No. You just need an initial deposit of $5. That’s it.

Not finding what you’re looking for? See all FAQs or contact us

Ready to start saving for your future?

Stop by one of our branches

Find your closest branch

Apply Online

Join DC Credit Union

Call or email us

771-333-2038
[email protected]

771-333-2038

Third Party Disclaimer

You are now leaving the DC Credit Union website. The Credit Union does not operate this alternate site to which you are linking and is not responsible for the content of the website nor any transactions performed on this website. Privacy and security policies may differ from those practiced by the Credit Union.

Cancel Accept