Fees and Disclosures

Disclosures
Fee Type |
Fee Amount |
---|---|
Account Conversion |
$25.00 |
ATM per Transaction |
$1.75 |
ATM and Debit Card or PIN Replacement |
$10.00 |
Visa Credit Card Replacement |
$20.00 |
Inactive account fee (if no account activity in 12 consecutive months) |
$5.00 |
Low balance fee (below $5)/month |
$2.00 |
Money Orders Fee |
$5.00 |
Overdraft Fee |
$35.00 |
Printout of Account Statements (Avoid by printing account statements directly from ItsME247 online banking) |
$5.00 |
Returned ACH Fee |
$35.00 |
Returned Check Fee |
$35.00 |
Share Draft Photocopy (Avoid by printing copy directly from ItsME247 online banking) |
$5.00 |
Stop payment on personal share draft, official credit union check or money order |
$35.00 |
Travelers Checks |
1.50% of purchase |
Domestic Bank-to-bank Wire Transfers |
$20.00 |
International Bank-to-bank Wire Transfers |
$45.00 |
Accounts closed within 6 months of opening |
$5.00 |
Account Transfer Fee (Reg D/Account Transfer Fee (Reg D/6 per month) |
$5.00 |
International Remittances |
Varies by country and account |
Legal action (tax liens, levies, |
$50.00 |
Official Check Withdrawal Fee (over 1 per day, not including transfers) |
$5.00 |
Research of an Account |
$25.00 per hour |
Reset PIN for ItsME247 Online Banking |
$2.00 |
Returned Mail Handling Fee |
$5.00 |
Verification of Deposit |
$10.00 |
Visa Cash Advance Fee (non-members) |
$5.00 |
3x5 Safe Deposit Boxes |
$25 rental cost per year |
3x10 Safe Deposit Boxes |
$50 rental cost per year |
5x10 Safe Deposit Boxes |
$75 rental cost per year |
Courtesy Pay/Honor Fee |
$35.00 |
Express Delivery- VISA Check Card |
$90.00 |
IRA Early Withdrawal Fee (Before age 59 1/2) |
$10.00 |
Shared Branch Transaction Fee |
$2.00 |
Telephone Transfer Fee (Over the Phone) |
$2.00 |
Returned Mail
If you have a change of address, please be sure to let us know. It is very costly for the Credit Union to handle returned mail. That’s why we charge a Returned Mail Handling Fee of $5.00. This fee is only charged to the account one time. After that‚ the member’s account will be flagged not to receive additional mail.