Fees and Disclosures

Customer receiving note from an employee at a bank

Disclosures

It’s important that you know and understand your rights and responsibilities when it comes to your membership and your financial products. Take the time to review your agreements and contact us if you have any questions.
Schedule of Fees

Fee Type

Fee Amount

Account Conversion

$25.00

ATM per Transaction

$1.75

ATM and Debit Card or PIN Replacement

$10.00

Visa Credit Card Replacement

$20.00

Inactive account fee (if no account activity in 12 consecutive months)

$5.00

Low balance fee (below $5)/month

$2.00

Money Orders Fee

$5.00

Overdraft Fee

$35.00

Printout of Account Statements (Avoid by printing account statements directly from ItsME247 online banking)

$5.00

Returned ACH Fee

$35.00

Returned Check Fee

$35.00

Share Draft Photocopy (Avoid by printing copy directly from ItsME247 online banking)

$5.00

Stop payment on personal share draft, official credit union check or money order

$35.00

Domestic Bank-to-bank Wire Transfers

$20.00

International Bank-to-bank Wire Transfers

$45.00

Accounts closed within 6 months of opening

$5.00

Account Transfer Fee (Reg D/Account Transfer Fee (Reg D/6 per month)

$5.00

International Remittances

Varies by country and account

Legal action (tax liens, levies,
garnishments, etc.)

$50.00

Official Check Withdrawal Fee (over 1 per day, not including transfers)

$5.00

Research of an Account

$25.00 per hour

Reset PIN for ItsME247 Online Banking

$2.00

Returned Mail Handling Fee 

$5.00

Verification of Deposit

$10.00

Visa Cash Advance Fee (non-members)

$5.00

3x5 Safe Deposit Boxes

$25 rental cost per year

3x10 Safe Deposit Boxes

$50 rental cost per year

5x10 Safe Deposit Boxes

$75 rental cost per year

Courtesy Pay/Honor Fee

$35.00

Express Delivery- VISA Check Card

$90.00

IRA Early Withdrawal Fee (Before age 59 1/2)

$10.00

Shared Branch Transaction Fee

$2.00

Telephone Transfer Fee (Over the Phone)

$2.00

Fee Type

Account Conversion

Account Conversion

ATM per Transaction

ATM per Transaction

ATM and Debit Card or PIN Replacement

ATM and Debit Card or PIN Replacement

Visa Credit Card Replacement

Visa Credit Card Replacement

Inactive account fee (if no account activity in 12 consecutive months)

Inactive account fee (if no account activity in 12 consecutive months)

Low balance fee (below $5)/month

Low balance fee (below $5)/month

Money Orders Fee

Money Orders Fee

Overdraft Fee

Overdraft Fee

Printout of Account Statements (Avoid by printing account statements directly from ItsME247 online banking)

Printout of Account Statements (Avoid by printing account statements directly from ItsME247 online banking)

Returned ACH Fee

Returned ACH Fee

Returned Check Fee

Returned Check Fee

Share Draft Photocopy (Avoid by printing copy directly from ItsME247 online banking)

Share Draft Photocopy (Avoid by printing copy directly from ItsME247 online banking)

Stop payment on personal share draft, official credit union check or money order

Stop payment on personal share draft, official credit union check or money order

Domestic Bank-to-bank Wire Transfers

Domestic Bank-to-bank Wire Transfers

International Bank-to-bank Wire Transfers

International Bank-to-bank Wire Transfers

Accounts closed within 6 months of opening

Accounts closed within 6 months of opening

Account Transfer Fee (Reg D/Account Transfer Fee (Reg D/6 per month)

Account Transfer Fee (Reg D/Account Transfer Fee (Reg D/6 per month)

International Remittances

International Remittances

Legal action (tax liens, levies,garnishments, etc.)

Legal action (tax liens, levies,
garnishments, etc.)

Official Check Withdrawal Fee (over 1 per day, not including transfers)

Official Check Withdrawal Fee (over 1 per day, not including transfers)

Research of an Account

Research of an Account

Reset PIN for ItsME247 Online Banking

Reset PIN for ItsME247 Online Banking

Returned Mail Handling Fee 

Returned Mail Handling Fee 

Verification of Deposit

Verification of Deposit

Visa Cash Advance Fee (non-members)

Visa Cash Advance Fee (non-members)

3x5 Safe Deposit Boxes

3x5 Safe Deposit Boxes

3x10 Safe Deposit Boxes

3x10 Safe Deposit Boxes

5x10 Safe Deposit Boxes

5x10 Safe Deposit Boxes

Courtesy Pay/Honor Fee

Courtesy Pay/Honor Fee

Express Delivery- VISA Check Card

Express Delivery- VISA Check Card

IRA Early Withdrawal Fee (Before age 59 1/2)

IRA Early Withdrawal Fee (Before age 59 1/2)

Shared Branch Transaction Fee

Shared Branch Transaction Fee

Telephone Transfer Fee (Over the Phone)

Telephone Transfer Fee (Over the Phone)

Fee Amount

Account Conversion

$25.00

ATM per Transaction

$1.75

ATM and Debit Card or PIN Replacement

$10.00

Visa Credit Card Replacement

$20.00

Inactive account fee (if no account activity in 12 consecutive months)

$5.00

Low balance fee (below $5)/month

$2.00

Money Orders Fee

$5.00

Overdraft Fee

$35.00

Printout of Account Statements (Avoid by printing account statements directly from ItsME247 online banking)

$5.00

Returned ACH Fee

$35.00

Returned Check Fee

$35.00

Share Draft Photocopy (Avoid by printing copy directly from ItsME247 online banking)

$5.00

Stop payment on personal share draft, official credit union check or money order

$35.00

Domestic Bank-to-bank Wire Transfers

$20.00

International Bank-to-bank Wire Transfers

$45.00

Accounts closed within 6 months of opening

$5.00

Account Transfer Fee (Reg D/Account Transfer Fee (Reg D/6 per month)

$5.00

International Remittances

Varies by country and account

Legal action (tax liens, levies,garnishments, etc.)

$50.00

Official Check Withdrawal Fee (over 1 per day, not including transfers)

$5.00

Research of an Account

$25.00 per hour

Reset PIN for ItsME247 Online Banking

$2.00

Returned Mail Handling Fee 

$5.00

Verification of Deposit

$10.00

Visa Cash Advance Fee (non-members)

$5.00

3x5 Safe Deposit Boxes

$25 rental cost per year

3x10 Safe Deposit Boxes

$50 rental cost per year

5x10 Safe Deposit Boxes

$75 rental cost per year

Courtesy Pay/Honor Fee

$35.00

Express Delivery- VISA Check Card

$90.00

IRA Early Withdrawal Fee (Before age 59 1/2)

$10.00

Shared Branch Transaction Fee

$2.00

Telephone Transfer Fee (Over the Phone)

$2.00

Returned Mail

If you have a change of address, please be sure to let us know. It is very costly for the Credit Union to handle returned mail. That’s why we charge a Returned Mail Handling Fee of $5.00. This fee is only charged to the account one time. After that‚ the member’s account will be flagged not to receive additional mail.

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