Branch Closures:

Tuesday, July 16th, all branches will be temporarily closed from 9:30am – 10:30am for an all-staff meeting.

Small Business Banking

DC Credit Union supports our local small businesses, and we’re planning to expand our services.
Small business hero

In DC Credit Union, your business has a partner.

DC Credit Union offers a small but growing range of products for our small business members. We welcome your business to become a part of the DC Credit Union family, and to grow your business as we expand our available services and products.

We offer Business checking and Savings accounts for our small business members.

Call our Business Services Center at 877-784-5551 to learn more about bringing your business to DC Credit Union

We’ve partnered with Nationwide Insurance to provide you high-quality business insurance, to protect you against the risks you face every day. With the right insurance in place, you can focus on your day-to-day operations, confident that your business is protected.

Nationwide takes the time to analyze your business and your needs. Then using a full range of coverages, your agent will develop a customized plan and make sure your price is competitive, reflecting both your exposure and your experience.

The Advantages of Nationwide:

  • Agents who work closely with you
  • Customized policies for your business
  • Flexible coverage that can grow with your business
  • Claims service that’s second to none
  • Competitive pricing

Protecting More Than Property

Damage to your property or equipment can result in big losses like ruined supplies or lost income. The cost to your business can be more than the expense of repairs. We offer plans that protect you.

Contact Lydia Umlandt at Nationwide for your free quote. Call her at 301-474-4111 x 2134 or send her an email.

Coverage Options

  • Fire and Lightning
  • Windstorm and Hail
  • Sprinkler Leakage
  • Vandalism and Malicious Mischief
  • Smoke
  • Broken Glass

Liability Protection Includes:

  • Premises and Operations Liability
  • Products and Completer Operations
  • Bodily Injury/Property Damage
  • Medical Payments
  • Fire Legal Liability
  • Host Liquor Liability

DC Federal Credit Union offers this micro/small consumer loan for members who are interested in starting a business or who have an existing business and need funding for a variety of purposes including but not limited to working capital, inventory, supplies, and equipment.  The loan cannot be used to purchase real estate or pay existing debts.


  • If the member has an existing business, tax filings, incorporation documents, and financial statement may be required for verification
  • If loan is for a business start-up, member must submit a business plan
  • Minimum FICO Score of 610
  • Debt to income ratio must not exceed 50%.

Loan Terms and Limits:

  • Up to $50,000
  • Unsecured Loan Term – 60 months
  • Secured/Vehicle Loan Term – 84 months

Looking for banking services for your small business?

Stop by one our branches

Find your closest branch

Call us



Regulations Applicable to Your Business Account at DC Credit Union:
Unlawful Internet Gambling Enforcement Act (UIGEA)
The Unlawful Internet Gambling Enforcement Act (“UIGEA” or “Act”) prohibits anyone in the business of betting or wagering (as defined by the Act) from knowingly accepting payments in connection with unlawful Internet gambling, including payments made through credit cards, electronic funds transfers, and checks. “Unlawful Internet gambling” means placing, receiving, or otherwise knowingly transmitting a bet or wager by any means which involves the use, at least in part, of Internet gambling where such bet or wager is initiated, received, or otherwise made. A “restriction transaction” is any transaction in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling. Designated payment systems covered by the Act are (i) automated clearing house (ACH) systems, (ii) card systems, (iii) check collection systems, (iv) money transmitting businesses, and (v) wire transfer systems.

The Department of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement the Act. Regulation GG requires certain participants in payment systems that could be used for unlawful Internet gambling to have policies and procedures reasonably designed to identify and block or otherwise prevent or prohibit the processing of restricted transactions.

The Department of Treasury and the Federal Reserve Board require all banks to notify our business customers of this regulation. In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, we are required to inform you that restricted transactions as described above are prohibited from being processed through any DC Credit Union account or relationship.

Please contact us at 877-784-5551 regarding any questions about this requirement.

Third Party Disclaimer

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