What Makes Us Different Hero Image

What Makes Us Different

We’re a cooperative, not a bank.

The essence of DC Credit Union is helping people.

Our members are incredibly important to us—you’re the foundation of DC Credit Union.

Member-owned and volunteer-run

Our commitments is to you, our members. Your needs play a role in every decision we make at the credit union.

Banking for all

We believe financial equity is a right. That’s why we’re participants in Bank on DC, a program that helps the “unbanked” get access to the financial services they need.

Explore All Our Offerings

DC Credit Union offers a wide array of affordable, cost-effective solutions designed to meet you at your stage of life. Review our offerings here.

People over products

At DC Credit Union, you’re not just a number. You have a name, a face and a story. Our relationship with you is very important to us, and helping you achieve your goals—of putting money aside, buying a home, affording a car so you can get to your job more easily—is the lifeblood of what we do.

  • Our commitment is to you, our members
  • Our members come first
  • We embrace change and constantly evolve for the benefit of our members
  • We provide service that strives to exceed our members’ expectations
Dajunay's Story

DC Credit Union was the only bank that would let me open an account with my DC One student ID card. Having a DC Credit Union checking and savings account has allowed me to save money.

Developing our community through cooperation and inclusion

Over the past 60 years we’ve made over 18,000 loans totaling more than $125 million. That money has gone back into our community, financing homeownership, home improvements, new and used cars, and retirement nest eggs. Most importantly, we help our members avoid high interest payday loans. We are dedicated to serving those in our community who haven’t had access to financial services and affordable credit.

Our commitment to our community runs deep

  • Our ACCESO branch is bilingual, and provides safe friendly access to financial products for our growing Latino population.
  • We are participants in the Bank on DC program, a city-wide program focused on helping unbanked people get access to affordable financial services

We believe that where you start shouldn’t determine where you end up.

Giving first and second chances

We believe that where you start shouldn’t determine where you end up. Life throws challenges at each of us. DC Credit Union is here to help you achieve financial transformation, by giving you access to the financial tools you need to move forward. Here at DC Credit Union we work individually with our members to solve problems, answer questions, and get things done.

A few of the innovative solutions we offer our members:

*Please note a $25.00 processing fee may apply.

Kelly's Story Image

Because of the Signature Loan I took out, I was able to do some renovations on my home. It made me feel really good, and it made me and my children feel safer.

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