Credit Cards
Whether you’re looking for a card that earns rewards or help with rebuilding your credit, we have options for you.
Opening the door to good credit, with low interest and low fees.
Our DC Credit Union Visa® credit cards are straightforward, with low fixed rates and no or low annual fees. If you’re looking to establish or repair your credit history, we suggest starting with a small credit limit. Manage your card responsibly and work towards a higher limit to establish good credit. Both of our credit cards offer great benefits:
- Low fixed rates
- Low or no fees
- Same low rate for cash advances and balance transfers
- Free ATM cash advance at any Visa PLUS network
- Limits available from $500 to $15,000
- Verified by Visa protection available
- 25-day grace period
We believe in first and second chances.
Which credit card is right for me?
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Best if you want
Best if you want
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Fees
Fees
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Manage your account online
Manage your account online
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Counts towards CU*Perks
Counts towards CU*Perks
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Earn ScoreCard Rewards
Earn ScoreCard Rewards
Shared Secured Visa
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Best if you want
A secured card to help you build or rebuild your credit.
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Fees
Zero annual fees
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Manage your account online
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Counts towards CU*Perks
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Earn ScoreCard Rewards
Classic VISA
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Best if you want
A basic credit card with no annual fee.
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Fees
Zero annual fees
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Manage your account online
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Counts towards CU*Perks
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Earn ScoreCard Rewards
Platinum Visa
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Best if you want
A low fee credit card that earns rewards.
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Fees
Zero annual fees
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Manage your account online
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Counts towards CU*Perks
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Earn ScoreCard Rewards
ScoreCard Rewards for our Visa cardholders
For every dollar you spend with your Visa, you earn Bonus Points that you can transform into merchandise, travel or experience rewards. ScoreCard Rewards are one way we say thank you for being a valued DC Credit Union member.
Some of the great rewards you can earn
- Name brand products such as Apple, Bose, and North Face
- Hotel and travel packages to international destinations
- Travel experiences
- Electronics
- Books and apparel
- Jewelry and accessories
- Movie tickets and magazine subscriptions
- Gift cards
Manage your Visa card online
It’s easy to manage your DC Credit Union Visa online. Register at eZCard to review your statements, analyze your spending in detail, and make payments.
Visa Secure
Visa offers comprehensive fraud protection, but you also have the option of activating Visa Secure, an additional security layer that helps to ensure payments are made by the rightful owner of the account.
Calculators to help you make smart credit decisions.
Get the answers you’re looking for
To transfer your existing balances from other credit cards to your DC Credit Union Visa, fill out our balance transfer form and bring it to your nearest branch. There is no fee for transferring your balance.
Please allow three weeks for us to process your balance transfer. Watch for payments to show up as credits on your other credit card statements. If the credit brings the balance to zero, you may cancel those accounts. We will not close accounts for you. Finances charges will be calculated on your average daily balance at the purchase rate stated in our Visa agreements. Call us at 202-673-3625 for more details.
If you have a credit score below 550, it can be tough to reestablish credit and improve your score. DC Credit Union offers Credit Builder Loans to members who already have a DC Credit Union checking account, a source of income, and who have successfully borrowed from us before. This may include one of our Shared Secured Visas, with limits starting at $500. We won’t deny you because of your credit score.
Looking to rebuild your credit?
Check out our “Rebuild Your Credit” guide for helpful tips about the steps you can take to establish or repair your credit history, and how DC Credit Union can help.
