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How does overdraft protection work?

Found in: Checking Accounts


If you bounce a check or your balance falls below zero, Overdraft Protection will cover it. You can cover any overages on your checking account with funds from your Share Savings account.

If you choose, you can also combine this with an Overdraft Protection Line of Credit. This line of credit, usually between $500 and $2000, is used to protect against overdrafts and subsequent fees. The funds are made available automatically when your checking account falls below zero.

Apply for an Overdraft Line of Credit online or email us to authorize Overdraft Protection from your Share Savings Account.

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