Rates

Checking and Savings

Account Type

APY*

Minimum Deposit

Minimum Balance

*APY = Annual Percentage Yield. Rates are subject to change. Fees may reduce earning on the account. Penalty may be imposed for early withdrawal.

 

Learn more about Savings Accounts

Account Type

Regular Share

APY*

0.05%

Minimum Deposit

$5.00

Minimum Balance

$5.00

Account Type

Share Draft

APY*

0.00%

Minimum Deposit

$0.00

Minimum Balance

$300.00

Account Type

Money Market

APY*

2.02%

Minimum Deposit

$2,500.00

Minimum Balance

$2,500.00

Account Type

Money Market

APY*

2.12%

Minimum Deposit

$10,000.00

Minimum Balance

$10,000.00

Account Type

Holiday Club

APY*

0.50%

Minimum Deposit

$5.00

Minimum Balance

$5.00

Account Type

Vacation Club

APY*

0.50%

Minimum Deposit

$5.00

Minimum Balance

$5.00

Account Type

Secondary Savings

APY*

0.01%

Minimum Deposit

$5.00

Minimum Balance

$5.00

Account Type

Traditional IRA

APY*

0.50%

Minimum Deposit

$0.00

Minimum Balance

$100.00

Account Type

Roth IRA

APY*

0.50%

Minimum Deposit

$0.00

Minimum Balance

$100.00

Account Type

Educational IRA

APY*

0.50%

Minimum Deposit

$0.00

Minimum Balance

$100.00

 

Share Certificate Rates

Certificate Term

APY*

Minimum Deposit

*APY = Annual Percentage Yield. Rates are subject to change. Fees may reduce earnings on the account. Penalty may be imposed for early withdrawal.

 

Learn more about Certificate of Deposits

Certificate Term

6 Month Share Certificate

APY*

3.60%

Minimum Deposit

$500.00

Certificate Term

12 Month Share Certificate

APY*

3.75%

Minimum Deposit

$500.00

Certificate Term

12 Month Share Certificate

APY*

3.80%

Minimum Deposit

$25,000.00

Certificate Term

12 Month Share Certificate

APY*

3.80%

Minimum Deposit

$50,000.00

Certificate Term

12 Month Share Certificate

APY*

3.85%

Minimum Deposit

$100,000.00

Certificate Term

24 Month Share Certificate

APY*

3.74%

Minimum Deposit

$500.00

Certificate Term

24 Month IRA Share Certificate

APY*

3.79%

Minimum Deposit

$2,000.00

Certificate Term

24 Month Share Certificate

APY*

3.79%

Minimum Deposit

$25,000.00

Certificate Term

24 Month Share Certificate

APY*

3.84%

Minimum Deposit

$50,000.00

Certificate Term

24 Month Share Certificate

APY*

3.89%

Minimum Deposit

$100,000.00

Certificate Term

36 Month Share Certificate

APY*

3.14%

Minimum Deposit

$500.00

Certificate Term

36 Month Share Certificate

APY*

3.19%

Minimum Deposit

$25,000.00

Certificate Term

36 Month Share Certificate

APY*

3.25%

Minimum Deposit

$50,000.00

Certificate Term

36 Month Share Certificate

APY*

3.30%

Minimum Deposit

$100,000.00

Certificate Term

48 Month Share Certificate

APY*

3.25%

Minimum Deposit

$500.00

Certificate Term

48 Month Share Certificate

APY*

3.30%

Minimum Deposit

$25,000.00

Certificate Term

48 Month Share Certificate

APY*

3.35%

Minimum Deposit

$50,000.00

Certificate Term

48 Month Share Certificate

APY*

3.40%

Minimum Deposit

$100,000.00

Certificate Term

60 Month Share Certificate

APY*

3.81%

Minimum Deposit

$500.00

 

Youth Savings Account

APY*

Minimum Deposit

Minimum Balance

*APY = Annual Percentage Yield. Rates are subject to change. Fees may reduce earning on the account. Penalty may be imposed for early withdrawal.

 

Learn more about Youth Savings Accounts

APY*

0.200%

Minimum Deposit

$5.00

Minimum Balance

$5.00

Find mortgage rates at Credit Union Mortgage, our mortgage partner.

 

Home Equity Line of Credit

Loan Type

Rates as low as

Terms/Information

*APR =Annual Percentage Rate. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate.

*These rates are effective April 1, 2023.

 

Learn more about Home Equity Line of Credit

Loan Type

Home Equity Line of Credit

Rates as low as

8.00% APR*

Terms/Information

An open-ended line of credit secured by real estate

 

Home Equity Second Trust

Loan Type

Rates as low as

*APR = Annual Percentage Rate. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate.

*These rates are effective April 1, 2023.”

 

Learn more about Home Equity Second Trust

Loan Type

Home Equity Second Trust

Rates as low as

8.00% APR*

Auto Loans

Loan Type

Rates as low as

*APR = Annual Percentage Rate. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate.

 

Learn more about our Auto Loans

Loan Type

New Automobile Loan

Rates as low as

5.150% APR*

Loan Type

Used Automobile Loan

Rates as low as

5.350% APR*

Loan Type

Other/Recreational Vehicle Loan

Rates as low as

6.750% APR*

Personal Loans and Lines

Loan Type

Rates as low as

Terms/Information

*APR = Annual Percentage Rate. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate.

 

Learn more about Personal Loans and Lines

 

Smarter Student Loans
To find rates for our Smarter Student Loans, visit CUSO, our student loan partner.

Learn more about Smarter Student Loans

Loan Type

Signature Loans

Rates as low as

8.990% APR*

Terms/Information

No collateral – just your signed promise to repay!

Loan Type

Overdraft Protection Line of Credit

Rates as low as

11.000% APR*

Terms/Information

Protect your checking account from getting insufficient funds!

Loan Type

Debt Consolidation Loan

Rates as low as

8.990% APR*

Terms/Information

Got the too-many-bills blues? Let us try and help you get ahead!

Loan Type

Share Secured Loan

Rates as low as

Low rates—dividend rate plus 3%

Terms/Information

12 month term.

Microbusiness Loans

Rates as low as

Terms/Information

*APR = Annual Percentage Rate. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate.

 

Learn more about Microbusiness Loans

Rates as low as

8.990% APR*

Terms/Information

No collateral – just your signed promise to repay!

Relief Options for Impacted Members

DC Credit Union is offering relief for impacted workers. Find out more here.