- Turn your card on and off instantly
- Set a location boundary where your card can be used (Washington D.C., for example)
- Keep your card active only around your immediate location
- Use the card for online purchases then turn it off after orders are placed
- Restrict card to work only with certain types of merchants (i.e. allow grocery stores while turning off restaurants)
- Set spending limits for card transaction, to keep spending in check
- Get instant alerts every time your card is used
Youth Accounts
The youth participant will need to provide a birth certificate, driver’s license or permit, school ID, DC ONE card, passport, or military ID. If there is a joint owner, we’ll also ask the adult to provide two forms of ID.
No, they are available to any young person looking for an easy, affordable and safe place to bank!
Yes, though our hope is that to help you save for your children’s future. Please talk to us about your cash needs before dipping into your kids’ savings. We can help you think through your options.
As soon as possible. If you’re over 60, take advantage of your Diamond Dividends to get even higher rates for your grandkids.
SAFE Accounts
Yes, you will. If you should leave the country for any reason, you will still have access to your funds at DC Credit Union through your ATM/debit card and our online banking system.
We have flexible identification requirements. Foreign ID is accepted to open a SHARE account. Visit our ACCESO branch for more information.
Checking Accounts
The Share Savings is your investment in our cooperative. The $5 initial deposit becomes your “share” in the credit union, and gives you the right to vote and/or run for our board of directors, as well as take advantage of all DC Credit Union has to offer.
Great question! There are multiple ways you can find out your balance:
Log on to ItsMe247 online or mobile banking. You’ll not only find your balance but a list of all your transactions (even credits, like payroll, that are about to post).
Call CU*Talk! Dial 771-333-2038, option 2 and follow the prompts to learn your balance (and much more!)
Use an ATM machine and select balance inquiry. There is never a fee to make a balance inquiry.
Call us at 771-333-2038 or visit a branch location.
Call us at 771-333-2038, option 1 to speak to a Member Service Representative who will assist you.
CardNav is a free app that enables control, security and financial visibility via your mobile phone. It lets you manage your debit on-the-go with an intuitive mobile app.
CardNav lets you:
In addition to the six DC Credit Union ATMs that can be found at our branches, you can also visit any Citibank branch and use their ATMs for free.
You also have access to thousands of surcharge-free ATMs nationwide, but please note that DC Credit Union charges a foreign ATM fee to use these machines. If you qualify for CU*Perks we waive this fee. Learn how to qualify for CU*Perks
You can easily check the status of a transfer by logging in to our It’sMe247 online banking portal.
It’s easy to do online. Visit our check reorder site and get new checks with just a few clicks. Reorder checks online here
If you bounce a check or your balance falls below zero, Overdraft Protection will cover it. You can cover any overages on your checking account with funds from your Share Savings account.
If you choose, you can also combine this with an Overdraft Protection Line of Credit. This line of credit, usually between $500 and $2000, is used to protect against overdrafts and subsequent fees. The funds are made available automatically when your checking account falls below zero.
Apply for an Overdraft Line of Credit online or email us to authorize Overdraft Protection from your Share Savings Account.
Savings Accounts
Yes, it is your money to withdraw as you’d like. But we hope you use these accounts to save for that special vacation or to fund a stress-free holiday, and have structured the accounts to encourage as few withdrawals as possible. If you’re saving for a different reason, talk to us and we’ll help you find an account that is most suited for that.