Careers Page and Fees and Disclosure Page

Fees and Disclosures

Disclosures

It’s important that you know and understand your rights and responsibilities when it comes to your membership and your financial products. Take the time to review your agreements and contact us if you have any questions.

Read our disclosures
Read our debit card protocols

Schedule of Fees

  • Account Conversion

    Account Conversion

  • ATM Per Transaction

    ATM Per Transaction

  • ATM and Debit Card or PIN Replacement

    ATM and Debit Card or PIN Replacement

  • Visa Credit Card Replacement

    Visa Credit Card Replacement

  • Inactive account fee (if no account activity in 12 consecutive months)

    Inactive account fee (if no account activity in 12 consecutive months)

  • Low balance fee (below $5)/month

    Low balance fee (below $5)/month

  • Money Orders Fee

    Money Orders Fee

  • Overdraft Fee

    Overdraft Fee

  • Printout of Account Statements (Avoid by printing account statements directly from ItsME247 online banking)

    Printout of Account Statements (Avoid by printing account statements directly from ItsME247 online banking)

  • Returned ACH Fee

    Returned ACH Fee

  • Returned Check Fee

    Returned Check Fee

  • Share Draft Photocopy (Avoid by printing copy directly from ItsME247 online banking)

    Share Draft Photocopy (Avoid by printing copy directly from ItsME247 online banking)

  • Stop payment on personal share draft, official credit union check or money order

    Stop payment on personal share draft, official credit union check or money order

  • Domestic Bank-to-bank Wire Transfers

    Domestic Bank-to-bank Wire Transfers

  • International Bank-to-bank Wire Transfers

    International Bank-to-bank Wire Transfers

  • Accounts closed within 6 months of opening

    Accounts closed within 6 months of opening

  • Account Transfer Fee (Reg D/Account Transfer Fee (Reg D/6 per month)

    Account Transfer Fee (Reg D/Account Transfer Fee (Reg D/6 per month)

  • International Remittances

    International Remittances

  • Legal action (tax liens, levies, garnishments, etc.)

    Legal action (tax liens, levies, garnishments, etc.)

  • Official Check Withdrawal Fee (over 1 per day, not including transfers)

    Official Check Withdrawal Fee (over 1 per day, not including transfers)

  • Research of an Account

    Research of an Account

  • Reset PIN for ItsME247 Online Banking

    Reset PIN for ItsME247 Online Banking

  • Returned Mail Handling Fee

    Returned Mail Handling Fee

  • Verification of Deposit

    Verification of Deposit

  • Visa Cash Advance Fee (non-members)

    Visa Cash Advance Fee (non-members)

  • Courtesy Pay/Honor Fee

    Courtesy Pay/Honor Fee

  • Express Delivery- VISA Check Card

    Express Delivery- VISA Check Card

  • IRA Early Withdrawal Fee (Before age 59 1/2)

    IRA Early Withdrawal Fee (Before age 59 1/2)

  • Shared Branch Transaction Fee

    Shared Branch Transaction Fee

  • Telephone Transfer Fee (Over the Phone)

    Telephone Transfer Fee (Over the Phone)

Fee Amount

  • Account Conversion

    $25

  • ATM Per Transaction

    $1.75

  • ATM and Debit Card or PIN Replacement

    $20

  • Visa Credit Card Replacement

    $20

  • Inactive account fee (if no account activity in 12 consecutive months)

    $5

  • Low balance fee (below $5)/month

    $2

  • Money Orders Fee

    $5

  • Overdraft Fee

    $35

  • Printout of Account Statements (Avoid by printing account statements directly from ItsME247 online banking)

    $5

  • Returned ACH Fee

    $15

  • Returned Check Fee

    $15

  • Share Draft Photocopy (Avoid by printing copy directly from ItsME247 online banking)

    $5

  • Stop payment on personal share draft, official credit union check or money order

    $35

  • Domestic Bank-to-bank Wire Transfers

    $20

  • International Bank-to-bank Wire Transfers

    $45

  • Accounts closed within 6 months of opening

    $5

  • Account Transfer Fee (Reg D/Account Transfer Fee (Reg D/6 per month)

    $5

  • International Remittances

    Varies by country and account

  • Legal action (tax liens, levies, garnishments, etc.)

    $50

  • Official Check Withdrawal Fee (over 1 per day, not including transfers)

    $5

  • Research of an Account

    $25 per hour

  • Reset PIN for ItsME247 Online Banking

    $2

  • Returned Mail Handling Fee

    $5

  • Verification of Deposit

    $10

  • Visa Cash Advance Fee (non-members)

    $5

  • Courtesy Pay/Honor Fee

    $35

  • Express Delivery- VISA Check Card

    $90

  • IRA Early Withdrawal Fee (Before age 59 1/2)

    $10

  • Shared Branch Transaction Fee

    $2

  • Telephone Transfer Fee (Over the Phone)

    $2

Returned Mail

If you have a change of address, please be sure to let us know. It is very costly for the Credit Union to handle returned mail. That’s why we charge a Returned Mail Handling Fee of $5.00. This fee is only charged to the account one time. After that‚ the member’s account will be flagged not to receive additional mail.

Relief Options for Impacted Members

DC Credit Union is offering relief for impacted workers. Find out more here.