Find a place to call home

With a low-rate mortgage.
Rate as low as
8.00 %
Youth Account Member

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What You Can Expect with DC Credit Union

Fair Rates and Low Fees

Our rates are fair and we keep fees low so you have a smooth path to home ownership.

Personal Service

Our Loan Officers at Credit Union Mortgage Association (CUMA) offer will guide you through the entire process.

Range of Financing Options

We offer conventional fixed and adjustable rate loans, FHA, and VA loans.

Co-Op Share Loans and Downpayment Assitance

We also offer co-op share loans and downpayment assistance for eligible applicants

Apply Online

Need help? Submit the form below and a DC Credit Union representative will contact you shortly.

Rewards rate 1

4.06 % APR

on daily balances up to $25,000

Rewards rate 2

10.000 %

on daily balances over $25,000 depending on the balance in the account

Base rate

8.00 %

on average daily balance and a $5.00 monthly service fee appliesaccount

Reclaim your dreams for the future.

Meet Tynice

“Owning my own home is indescribable. Sometimes I forget I own it and I’m like, ‘Oh my goodness, this is mine.’ This is my safe space. It’s just an indescribable feeling.”
Image of DC Credit Union member standing in front of her home

Find a place to call home

Apply online


All loans are subject to credit approval. Rates are based on your credit history and profile. Rates, terms, and products subject to change without notice. As of 07/19/2018, rates as low as 3.49% APR are available for amounts up to $750,000 on primary residences for terms up to 12 years. (For example, a $125,000 loan financed for 120 months at 3.84% APR would result in an approximate monthly payment of $1,256.14. Taxes and insurance not included, your actual payment obligation will be higher.) Qualifying states pay little to no closing costs. Closing costs are fees charged by Allegacy at the closing of the transaction that may include property title search, flood certification and if deemed necessary, an appraisal fee.

Third Party Disclaimer

You are now leaving the DC Credit Union website. The Credit Union does not operate this alternate site to which you are linking and is not responsible for the content of the website nor any transactions performed on this website. Privacy and security policies may differ from those practiced by the Credit Union.

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