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What if I am having trouble making my mortgage payments due to COVID-19?

Found in: COVID-19 & Pandemic Relief Options

If you have experienced lost income due to COVID-19, you may be eligible for mortgage forbearance, which allows you to stop making payments for up to 90 days. Any member who needs assistance with the repayment of a real estate loan (first and second mortgages) should submit:

  • A Hardship Letter describing the financial circumstances surrounding the need and the number of months for which assistance will be needed
    Proof of unemployment or a letter/notice from employer showing decreased work hours/income
    Two most recent paystubs
    2019 tax returns (if already filed)

Please email your request to [email protected]. DC Credit Union will consider up to 90 days of payment relief.

Please note: Forbearance extends the final maturity of the mortgage. Escrows will continue to be due – for payments of insurance and real estate taxes. On loans serviced by a third party, a $50 fee may apply.

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