Checking Accounts

If you bounce a check or your balance falls below zero, Overdraft Protection will cover it. You can cover any overages on your checking account with funds from your Share Savings account.

If you choose, you can also combine this with an Overdraft Protection Line of Credit. This line of credit, usually between $500 and $2000, is used to protect against overdrafts and subsequent fees. The funds are made available automatically when your checking account falls below zero.

Apply for an Overdraft Line of Credit online or email us to authorize Overdraft Protection from your Share Savings Account.

It’s easy to do online. Visit our check reorder site and get new checks with just a few clicks. Reorder checks online here

You can easily check the status of a transfer by logging in to our It’sMe247 online banking portal.

In addition to the six DC Credit Union ATMs that can be found at our branches, you can also visit any Citibank branch and use their ATMs for free.

You also have access to thousands of surcharge-free ATMs nationwide, but please note that DC Credit Union charges a foreign ATM fee to use these machines. If you qualify for CU*Perks we waive this fee. Learn how to qualify for CU*Perks

CardNav is a free app that enables control, security and financial visibility via your mobile phone. It lets you manage your debit on-the-go with an intuitive mobile app.

CardNav lets you:

  • Turn your card on and off instantly
  • Set a location boundary where your card can be used (Washington D.C., for example)
  • Keep your card active only around your immediate location
  • Use the card for online purchases then turn it off after orders are placed
  • Restrict card to work only with certain types of merchants (i.e. allow grocery stores while turning off restaurants)
  • Set spending limits for card transaction, to keep spending in check
  • Get instant alerts every time your card is used

To start using CardNav, download the app from the Apple App Store or from Google Play, set up your account and add your DC Credit Union debit card(s). You’ll then be able to set your control and alert preferences for each of your DC Credit Union debit cards.

Get more details about CardNav

Call us at 877-784-5551, option 1 to speak to a Member Service Representative who will assist you.

Great question! There are multiple ways you can find out your balance:

Log on to ItsMe247 online or mobile banking. You’ll not only find your balance but a list of all your transactions (even credits, like payroll, that are about to post).
Call CU*Talk! Dial 877-784-5551, option 2 and follow the prompts to learn your balance (and much more!)
Use an ATM machine and select balance inquiry. There is never a fee to make a balance inquiry.
Call us at 877-784-5551 or visit a branch location.

SAFE Accounts

We have flexible identification requirements. Foreign ID is accepted to open a SHARE account. Visit our ACCESO branch for more information.

Yes, you will. If you should leave the country for any reason, you will still have access to your funds at DC Credit Union through your ATM/debit card and our online banking system.

Youth Accounts

As soon as possible. If you’re over 60, take advantage of your Diamond Dividends to get even higher rates for your grandkids.

Yes, though our hope is that to help you save for your children’s future. Please talk to us about your cash needs before dipping into your kids’ savings. We can help you think through your options.

No, they are available to any young person looking for an easy, affordable and safe place to bank!

The youth participant will need to provide a birth certificate, driver’s license or permit, school ID, DC ONE card, passport, or military ID. If there is a joint owner, we’ll also ask the adult to provide two forms of ID.

Third Party Disclaimer

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