{"id":3318,"date":"2026-03-11T23:52:19","date_gmt":"2026-03-12T04:52:19","guid":{"rendered":"https:\/\/www.dccreditunion.coop\/?page_id=3318"},"modified":"2026-03-12T00:22:17","modified_gmt":"2026-03-12T05:22:17","slug":"prestamo-con-garantia-hipotecaria","status":"publish","type":"page","link":"https:\/\/www.dccreditunion.coop\/es\/prestamo-con-garantia-hipotecaria\/","title":{"rendered":"Pr\u00e9stamo con garant\u00eda hipotecaria"},"content":{"rendered":"
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\n\t\t\t\t\t\t\tPr\u00e9stamo con garant\u00eda hipotecaria\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t

Aproveche el valor de su vivienda para obtener efectivo. <\/p>\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\tAplicar ahora<\/a>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\t\t\"Cesta\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\"Las\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t
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\u00bfQu\u00e9 es el valor l\u00edquido de la vivienda?<\/h2>

El capital es la diferencia entre el valor de mercado de su vivienda y el monto que debe de su hipoteca. Al solicitar un pr\u00e9stamo sobre ese capital, puede pagar la matr\u00edcula universitaria, hacer reformas en el hogar, comprar un coche o cubrir otros gastos importantes.<\/p>\n<\/div>\t<\/div>\n<\/div><\/div>\n\n

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Lo que obtienes con los pr\u00e9stamos sobre el valor l\u00edquido de la vivienda de DC Credit Union<\/h2>\t\t<\/header>\n\t\t\t\t\t
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\n\t\t\t\t\t\t\t\n\t\tEngranaje<\/title>\n\t\t\n\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M64.293 13.479c.494 1.814 1 3.666 2.949 4.596 1.989.948 3.802-.204 5.634-1.367 2.206-1.4 4.438-2.817 7.034-.6 3.968 3.388 2.55 6.15 1.384 8.425-.546 1.064-1.037 2.02-.897 2.886.65 4 3.112 4.25 5.606 4.502 2.719.276 5.476.556 5.966 5.702.307 3.223-1.748 4.197-3.842 5.189-2.06.975-4.156 1.969-4.075 5.138.06 2.38 1.17 3.306 2.303 4.251 1.15.96 2.325 1.94 2.447 4.479.172 3.563-3.036 5.505-4.75 5.778-1.258.2-2.084-.071-3.025-.38-.792-.26-1.665-.547-2.944-.604-2.802-.122-4.48 2.427-4.385 4.426.022.468.056.96.09 1.457.156 2.25.32 4.623-.578 5.429-1.096.983-3.654 2.581-6.09 2.09-1.577-.319-2.522-1.602-3.498-2.925-1.21-1.642-2.466-3.346-5.029-3.346-2.214 0-3.34 1.658-4.447 3.286-1.085 1.596-2.15 3.163-4.202 3.108-4.507-.123-6.577-2.828-6.334-5.041l.055-.462c.302-2.501.956-7.914-3.953-8.144-1.85-.087-3.26.262-4.435.553-2.148.532-3.503.867-5.31-2.029-2.47-3.96-.588-5.867 1.27-7.751 1.257-1.275 2.504-2.539 2.385-4.42-.18-2.828-2.084-3.77-3.966-4.702-1.965-.972-3.904-1.933-3.83-5.011.126-5.223 2.78-5.496 5.508-5.777 2.537-.262 5.137-.53 5.82-4.797.162-1.006-.305-2.236-.802-3.546-1.004-2.648-2.134-5.626 1.533-7.765 3.335-1.945 4.989-.65 6.66.66 1.13.884 2.267 1.776 3.938 1.676 3.334-.198 4.017-2.468 4.709-4.767.797-2.65 1.606-5.34 6.497-4.945 3.383.273 3.985 2.48 4.604 4.748m-5.456 38.898c5.315 0 9.623-4.349 9.623-9.713s-4.308-9.713-9.623-9.713-9.623 4.349-9.623 9.713 4.309 9.712 9.623 9.712\" fill=\"#316864\" class=\"swap-purple\"\/><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M19.545 2.432c.25.922.507 1.863 1.498 2.335 1.01.482 1.932-.103 2.863-.694 1.12-.712 2.255-1.432 3.573-.305 2.016 1.721 1.296 3.125.703 4.28-.277.54-.526 1.027-.455 1.466.33 2.033 1.58 2.16 2.848 2.288 1.381.14 2.782.282 3.031 2.897.156 1.637-.888 2.132-1.952 2.636-1.046.496-2.111 1-2.07 2.61.03 1.21.594 1.68 1.17 2.16.584.488 1.18.986 1.243 2.276.088 1.81-1.542 2.797-2.413 2.936-.64.101-1.06-.037-1.537-.194-.402-.132-.846-.278-1.496-.306-1.423-.063-2.276 1.233-2.228 2.249.011.237.029.487.046.74.08 1.143.163 2.348-.293 2.758-.558.5-1.857 1.311-3.095 1.062-.8-.162-1.281-.814-1.777-1.486-.615-.835-1.253-1.7-2.555-1.7-1.125 0-1.698.842-2.26 1.67-.551.81-1.092 1.606-2.134 1.578-2.29-.062-3.342-1.437-3.218-2.561q.011-.106.027-.235c.154-1.27.486-4.02-2.008-4.138-.94-.044-1.657.134-2.253.281-1.091.27-1.78.441-2.698-1.03-1.255-2.012-.299-2.981.645-3.938.639-.648 1.272-1.29 1.212-2.246-.091-1.437-1.059-1.916-2.015-2.389-.998-.494-1.984-.982-1.946-2.546.064-2.653 1.413-2.792 2.798-2.935 1.29-.133 2.61-.27 2.958-2.437.082-.511-.155-1.136-.408-1.802-.51-1.345-1.084-2.858.779-3.944 1.694-.989 2.535-.33 3.384.334.573.45 1.152.903 2 .852 1.694-.1 2.041-1.253 2.393-2.422.405-1.346.816-2.713 3.3-2.512 1.72.138 2.026 1.26 2.34 2.412m-2.772 19.763c2.7 0 4.89-2.21 4.89-4.935 0-2.726-2.19-4.935-4.89-4.935s-4.889 2.21-4.889 4.935 2.189 4.935 4.89 4.935\" fill=\"#F3C842\"\/>\n\t\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >80% LTV<\/h3><div class=\"co-columns--box_desc text-component\"><p>Puede pedir prestado hasta 80% de relaci\u00f3n pr\u00e9stamo-valor (LTV) <strong>de $15.000 a $250.000<\/strong>.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon shieldIcon\"\n\t\tviewbox=\"0 0 78 92\"\n\t\twidth=\"78\"\n\t\theight=\"92\"\n\t>\n\t\t<title>Blindaje<\/title>\n\t\t\n\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M39 0v92C25.868 88.108-.315 70.5.003 31.204c.188-4.86.154-6.576.094-9.543-.041-2.049-.094-4.694-.094-9.38 22.652 1.313 30.447-5.736 34.842-9.71C36.51 1.064 37.688 0 39 0m0 0v92c13.132-3.892 39.316-21.5 38.997-60.796-.188-4.86-.154-6.576-.094-9.543.041-2.049.094-4.694.094-9.38-22.652 1.313-30.447-5.736-34.842-9.71C41.49 1.064 40.312 0 39 0\" fill=\"#F3C842\"\/><path d=\"M39.002 81.517V10.014c-3.714 0-6.036 10.952-30.333 9.544 0 8.918.247 8.324 0 14.707-.248 30.542 20.119 44.227 30.333 47.252\" fill=\"#316864\" class=\"swap-purple\"\/><path d=\"M38.998 81.517V10.014c3.714 0 6.036 10.952 30.333 9.544 0 8.918-.247 8.324 0 14.707.248 30.542-20.119 44.227-30.333 47.252\" fill=\"#1D4B49\" class=\"swap-darkPurple\"\/>\n\t\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Sin cargos<\/h3><div class=\"co-columns--box_desc text-component\"><p>Con nosotros no necesitas lidiar con <strong>sanciones por pago anticipado<\/strong> y <strong>cuotas anuales<\/strong>.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon heartIcon\"\n\t\tviewbox=\"0 0 92 75\"\n\t\twidth=\"92\"\n\t\theight=\"75\"\n\t>\n\t\t<title>Coraz\u00f3n<\/title>\n\t\t\n\t\t<path d=\"M70.618 0C56.158 0 48.2 8.722 45.897 13.212 42.707 8.722 34.627 0 21.442 0 4.962 0-1.158 14.249.177 22.539 2.303 35.75 17.987 53.627 46.03 75c27.777-22.02 43.726-39.249 45.853-52.461C92.789 16.909 88.693 0 70.618 0\" fill=\"#316864\" class=\"swap-purple\"\/><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M63.584 60.298C27.829 47.586 10.986 22.373 5.51 6.498 1.032 11.336-.573 17.879.177 22.539 2.303 35.752 17.987 53.628 46.03 75c6.51-5.16 12.37-10.058 17.554-14.702\" fill=\"#1D4B49\" class=\"swap-darkPurple\"\/>\n\t\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Residencia principal<\/h3><div class=\"co-columns--box_desc text-component\"><p>Pr\u00e9stamo o l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria <strong>Debe estar en su residencia principal<\/strong>.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon OpenAnAccount\"\n\t\tviewbox=\"0 0 90 90\"\n\t\twidth=\"90\"\n\t\theight=\"90\"\n\t>\n\t\t<title>Abrir una cuenta<\/title>\n\t\t\n\t\t<path d=\"M57.668 60.253h18.044v13.751a6.755 6.755 0 0 1-6.839 6.769H57.668z\" fill=\"#f6c744\" fill-rule=\"evenodd\"\/><path d=\"M11.916 52.618V36.786h48.878V80.88H40.178a28.262 28.262 0 0 1-28.262-28.262z\" fill=\"#316864\" class=\"swap-purple\"\/><path d=\"M-.001 36.902h72.488L36.245.002z\" fill=\"#316864\" fill-rule=\"evenodd\" class=\"swap-purple\"\/><path d=\"M60.499 75.017c1.415 4.378 4.02 5.756 5.018 5.756h-5.018z\" fill=\"#316864\" fill-rule=\"evenodd\" class=\"swap-purple\"\/><path d=\"M58.125 22.283h-.457a51.112 51.112 0 0 0-45.64 28.074V36.906H-.001L36.242.006z\" fill=\"#1d4b49\" fill-rule=\"evenodd\" class=\"swap-darkPurple\"\/>\n\t\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Tarifas bajas<\/h3><div class=\"co-columns--box_desc text-component\"><p>Nuestras tasas de inter\u00e9s son <strong>tan bajo como 8.00% APR<\/strong>.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon heartIcon\"\n\t\tviewbox=\"0 0 92 75\"\n\t\twidth=\"92\"\n\t\theight=\"75\"\n\t>\n\t\t<title>Coraz\u00f3n<\/title>\n\t\t\n\t\t<path d=\"M70.618 0C56.158 0 48.2 8.722 45.897 13.212 42.707 8.722 34.627 0 21.442 0 4.962 0-1.158 14.249.177 22.539 2.303 35.75 17.987 53.627 46.03 75c27.777-22.02 43.726-39.249 45.853-52.461C92.789 16.909 88.693 0 70.618 0\" fill=\"#316864\" class=\"swap-purple\"\/><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M63.584 60.298C27.829 47.586 10.986 22.373 5.51 6.498 1.032 11.336-.573 17.879.177 22.539 2.303 35.752 17.987 53.628 46.03 75c6.51-5.16 12.37-10.058 17.554-14.702\" fill=\"#1D4B49\" class=\"swap-darkPurple\"\/>\n\t\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Intereses deducibles de impuestos<\/h3><div class=\"co-columns--box_desc text-component\"><p>Consulte con su asesor fiscal si los intereses son deducibles de impuestos.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon SafeBox\"\n\t\tviewbox=\"0 0 163 195\"\n\t\twidth=\"163\"\n\t\theight=\"195\"\n\t>\n\t\t<title>Caja fuerte<\/title>\n\t\t\n\t\t<path d=\"M36.8 172.03h-9.63a4.43 4.43 0 0 0-4.43 4.43v13.45a4.43 4.43 0 0 0 4.43 4.43h9.63a4.43 4.43 0 0 0 4.43-4.43v-13.45a4.43 4.43 0 0 0-4.43-4.43m99.75 0h-9.63a4.43 4.43 0 0 0-4.43 4.43v13.45a4.43 4.43 0 0 0 4.43 4.43h9.63a4.43 4.43 0 0 0 4.43-4.43v-13.45a4.43 4.43 0 0 0-4.43-4.43\" fill=\"#F6C744\"\/><path d=\"M152.47 0H10.53C4.714 0 0 4.714 0 10.53v160.48c0 5.816 4.714 10.53 10.53 10.53h141.94c5.816 0 10.53-4.714 10.53-10.53V10.53C163 4.714 158.286 0 152.47 0\" fill=\"#316864\" class=\"swap-purple\"\/><path d=\"M70.89 117c-14.52 0-26.32-11.81-26.32-26.32s11.81-26.32 26.32-26.32 26.32 11.81 26.32 26.32S85.4 117 70.89 117m0-37.65c-6.24 0-11.32 5.08-11.32 11.32s5.08 11.32 11.32 11.32 11.32-5.08 11.32-11.32-5.08-11.32-11.32-11.32m52.94 21.05v-23a6 6 0 0 0 3.93-5.63c0-3.31-2.69-6-6-6s-6 2.69-6 6c0 2.59 1.64 4.78 3.93 5.63v23a6 6 0 0 0-3.93 5.63c0 3.31 2.69 6 6 6s6-2.69 6-6c0-2.59-1.64-4.78-3.93-5.63\" fill=\"#F6C744\"\/><path d=\"M18.21 22.17v26.85H8.4v12h9.81v59.34H8.4v12h9.81v27.46H144.8V22.17zm122.58 133.65H22.21v-23.46H32.4v-12H22.21V61.02H32.4v-12H22.21V26.17H140.8v129.65z\" fill=\"#1d4b49\" class=\"swap-darkPurple\"\/>\n\t\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Obtenga recompensas<\/h3><div class=\"co-columns--box_desc text-component\"><p>Cuando abre una cuenta de pr\u00e9stamo con nosotros, usted <strong>gana puntos con CU Perks<\/strong>, nuestro programa de fidelizaci\u00f3n.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__product-comparison\" ><div class=\"co-flex_row--row co-row\">\t<section class=\"co-comp_table_outer_wrap js-comp_table\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">\u00bfQu\u00e9 opci\u00f3n de capital de vivienda es la adecuada para m\u00ed? <\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-comp_table_wrap\">\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_0\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list co-comp_item--list__no_last_border\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Lo mejor si quieres<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Lo mejor si quieres<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Pagos mensuales<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Pagos mensuales<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name co-comp_item--name__empty\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component co-comp_item--value__full\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_1\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t<p>Pr\u00e9stamos con garant\u00eda hipotecaria<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list co-comp_item--list__no_last_border\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Lo mejor si quieres<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Una suma global \u00fanica que se paga en un per\u00edodo de tiempo determinado. <\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Pagos mensuales<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Fijo durante todo el plazo del pr\u00e9stamo. <\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name co-comp_item--name__empty\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component co-comp_item--value__full\">\n\t\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/mortgages.cumortgage.net\/default.asp?siteId=AA35CE55-E768-48F1-A3CD-9407521E7CA6\" class=\"co-button gtm-button\">Solicitar un pr\u00e9stamo con garant\u00eda hipotecaria<\/a><\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_2\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t<p>L\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list co-comp_item--list__no_last_border\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Lo mejor si quieres<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Una fuente abierta de fondos que puedes retirar seg\u00fan los necesites a lo largo del tiempo. <\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Pagos mensuales<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Var\u00eda seg\u00fan el monto del pr\u00e9stamo y, a medida que lo pagas, se reponen los fondos disponibles. <\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name co-comp_item--name__empty\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component co-comp_item--value__full\">\n\t\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/mortgages.cumortgage.net\/default.asp?siteId=AA35CE55-E768-48F1-A3CD-9407521E7CA6\" class=\"co-button gtm-button\">Solicitar HELOC<\/a><\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n\t<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__faqs\" ><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"Respuestas a sus preguntas sobre el valor l\u00edquido de la vivienda\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Respuestas a sus preguntas sobre el valor l\u00edquido de la vivienda<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2751\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfQu\u00e9 necesitar\u00e9 para mi solicitud de hipoteca?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t<ul>\n<li>Sus direcciones actuales durante los \u00faltimos dos a\u00f1os<\/li>\n<li>N\u00fameros de seguro social de todos los prestatarios<\/li>\n<li>Su historial laboral de los \u00faltimos dos a\u00f1os. (Nombre, direcci\u00f3n y n\u00famero de tel\u00e9fono del\/de los empleador(es).)<\/li>\n<li>Informaci\u00f3n sobre los ingresos de todos los prestatarios. Se le solicitar\u00e1 que incluya salario, horas extras, bonificaciones, comisiones, intereses\/dividendos, ingresos de jubilaci\u00f3n y cualquier otra fuente de ingresos regular.<\/li>\n<li>El precio de la casa que est\u00e1 comprando y cu\u00e1nto le gustar\u00eda pedir prestado para la compra.<\/li>\n<li>La direcci\u00f3n de la propiedad que planea comprar.<\/li>\n<li>Informaci\u00f3n de cuentas bancarias y de corretaje, incluido el nombre de la instituci\u00f3n y los saldos actuales.<\/li>\n<li>Si es propietario de alg\u00fan inmueble, le haremos algunas preguntas b\u00e1sicas, entre ellas, la direcci\u00f3n, el valor de mercado actual, el monto que debe, los ingresos por alquiler que recibe (si corresponde) y cu\u00e1l es su pago mensual.<\/li>\n<li>Informaci\u00f3n sobre sus deudas actuales. Le solicitaremos el nombre del acreedor, el n\u00famero de cuenta, el saldo adeudado y el monto de su pago mensual.<\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2750\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfCu\u00e1nto tiempo tardar\u00e1 la solicitud de hipoteca online?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t<p>Completar la solicitud en l\u00ednea le llevar\u00e1 entre 20 y 30 minutos. Aseg\u00farese de reunir toda la informaci\u00f3n necesaria (vea la pregunta anterior) para agilizar el proceso.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2748\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfOfrecen financiamiento 100% en hipotecas?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t<p>No. Pero le ayudaremos a ahorrar para un pago inicial 5%, que protege la propiedad de su vivienda si el valor de la propiedad disminuye. Tambi\u00e9n podemos conectarle con programas de asistencia para el pago inicial.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"3331\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfCu\u00e1l es la diferencia entre precalificaci\u00f3n y preaprobaci\u00f3n?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t<p>La precalificaci\u00f3n es una estimaci\u00f3n de cu\u00e1nto puede comprar por una casa, mientras que la preaprobaci\u00f3n es un compromiso condicional de financiamiento.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__single-path-cta\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-sp_cta\">\n\t\t<h2 class=\"co-sp_cta--headline\">\u00bfEst\u00e1 listo para solicitar un pr\u00e9stamo con garant\u00eda hipotecaria?<\/h2><a class=\"co-sp_cta--button gtm-button\" href=\"https:\/\/mortgages.cumortgage.net\/default.asp?siteId=AA35CE55-E768-48F1-A3CD-9407521E7CA6\" >Iniciar aplicaci\u00f3n<\/a><a class=\"co-sp_cta--link\" href=\"https:\/\/www.dccreditunion.coop\/es\/unirse\/\" >\u00bfA\u00fan no eres socio de la Cooperativa de Cr\u00e9dito DC? Abre una cuenta con nosotros primero.<\/a>\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__last co-flex_row__back-to-top\" ><div class=\"co-flex_row--row co-row\"><div class=\"co-back_top\">\n <a class=\"co-back_top--link\" href=\"#\" aria-label=\"\">\n\tVolver arriba\t<svg class=\"co-back_top--link_icon\" viewbox=\"0 0 40 40\" role=\"img\" aria-label=\"Volver arriba\">\n\t\t<use xlink:href=\"https:\/\/www.dccreditunion.coop\/wp-content\/themes\/dccu-theme\/images\/sprite-icons.svg?v=1773336553#arrow-up-arc\" \/>\n\t<\/svg>\n <\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-3318","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Home Equity Loan - 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