{"id":3316,"date":"2026-03-11T23:55:54","date_gmt":"2026-03-12T04:55:54","guid":{"rendered":"https:\/\/www.dccreditunion.coop\/?page_id=3316"},"modified":"2026-03-12T00:16:53","modified_gmt":"2026-03-12T05:16:53","slug":"refinanciar-su-hipoteca","status":"publish","type":"page","link":"https:\/\/www.dccreditunion.coop\/es\/refinanciar-su-hipoteca\/","title":{"rendered":"Refinanciar su hipoteca"},"content":{"rendered":"
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\n\t\t\t\t\t\t\tRefinanciar su hipoteca\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t

Ahorre dinero al refinanciar. <\/p>\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\tCalcula cu\u00e1nto puedes ahorrar<\/a>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\t\t\"Pareja\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\"poderoso\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t
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\u00bfTiene sentido para usted refinanciar?<\/h2>

Evite las conjeturas y deje que nuestro socio transparente le d\u00e9 una respuesta clara.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t\t

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\n\t\t\t\t\t\t\t\n\t\tUno<\/title>\n\t\t\n\t\t<path fill=\"#24615e\" d=\"M8.91 65.7h16.02v-66h-25v14.31h8.91z\"\/>\n\t\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Calcula tus ahorros<\/h3><div class=\"co-columns--box_desc text-component\"><p>Ingrese su pago mensual actual, la tasa de inter\u00e9s y cu\u00e1nto desea refinanciar. <strong>Comprueba si puedes ahorrar refinanciando<\/strong>.<\/p>\n<\/div><div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button gtm-button\" href=\"https:\/\/www.dccreditunion.coop\/es\/aprender-crecer\/calculadoras\/\" >Calcular ahorros<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconTwo\"\n\t\tviewbox=\"0 0 46 67\"\n\t\twidth=\"46\"\n\t\theight=\"67\"\n\t>\n\t\t<title>Dos<\/title>\n\t\t\n\t\t<path fill=\"#24615e\" d=\"M.18 66.24h45.18V53.73h-24.3C31.5 45.72 44.37 34.2 44.37 19.8 44.37 8.73 37.71 0 22.77 0 10.8 0 .45 6.84 0 22.77h14.85c0-6.21 2.7-9.81 7.29-9.81 4.68 0 6.84 3.06 6.84 7.83 0 11.07-14.85 22.5-28.8 34.02z\"\/>\n\t\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Solicitar refinanciaci\u00f3n<\/h3><div class=\"co-columns--box_desc text-component\"><p>Si est\u00e1 listo para refinanciar su casa, <strong>solicitar un pr\u00e9stamo hipotecario<\/strong> con DC Credit Union a trav\u00e9s de nuestro socio Credit Union Mortgage Association (CUMA).<\/p>\n<\/div><div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button gtm-button\" href=\"https:\/\/mortgages.cumortgage.net\/default.asp?siteId=AA35CE55-E768-48F1-A3CD-9407521E7CA6\" >Aplicar ahora<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__calculators\" id=\"calculate\"><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"Hagamos los n\u00fameros. \">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Hagamos los n\u00fameros. <\/h2><div class=\"co-intro_text--intro text-component\"><p>Vea cu\u00e1nto ahorrar\u00e1 al refinanciar.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\tCalculadora de refinanciamiento \t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-calc_embed\t\t\t\tjs-calc_iframe_wrap\">\n\t\t\t\t<iframe\n\t\t\t\t\ttitle=\"Calculadora financiera: timetorefinance\"\n\t\t\t\t\tclass=\"js-calc_iframe\t\t\t\t\t\tco-calc_embed--iframe\"\n\t\t\t\t\t\t\t\t\t\t\tdata-delay=\"true\"\n\t\t\t\t\t\tdata-src=\"https:\/\/www.fintactix.com\/dccreditunion\/tools\/mortgage\/m07\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t<\/iframe>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__faqs\" ><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"Respuestas a sus preguntas sobre refinanciamiento\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Respuestas a sus preguntas sobre refinanciamiento<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2751\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfQu\u00e9 necesitar\u00e9 para mi solicitud de hipoteca?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t<ul>\n<li>Sus direcciones actuales durante los \u00faltimos dos a\u00f1os<\/li>\n<li>N\u00fameros de seguro social de todos los prestatarios<\/li>\n<li>Su historial laboral de los \u00faltimos dos a\u00f1os. (Nombre, direcci\u00f3n y n\u00famero de tel\u00e9fono del\/de los empleador(es).)<\/li>\n<li>Informaci\u00f3n sobre los ingresos de todos los prestatarios. Se le solicitar\u00e1 que incluya salario, horas extras, bonificaciones, comisiones, intereses\/dividendos, ingresos de jubilaci\u00f3n y cualquier otra fuente de ingresos regular.<\/li>\n<li>El precio de la casa que est\u00e1 comprando y cu\u00e1nto le gustar\u00eda pedir prestado para la compra.<\/li>\n<li>La direcci\u00f3n de la propiedad que planea comprar.<\/li>\n<li>Informaci\u00f3n de cuentas bancarias y de corretaje, incluido el nombre de la instituci\u00f3n y los saldos actuales.<\/li>\n<li>Si es propietario de alg\u00fan inmueble, le haremos algunas preguntas b\u00e1sicas, entre ellas, la direcci\u00f3n, el valor de mercado actual, el monto que debe, los ingresos por alquiler que recibe (si corresponde) y cu\u00e1l es su pago mensual.<\/li>\n<li>Informaci\u00f3n sobre sus deudas actuales. Le solicitaremos el nombre del acreedor, el n\u00famero de cuenta, el saldo adeudado y el monto de su pago mensual.<\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2750\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfCu\u00e1nto tiempo tardar\u00e1 la solicitud de hipoteca online?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t<p>Completar la solicitud en l\u00ednea le llevar\u00e1 entre 20 y 30 minutos. Aseg\u00farese de reunir toda la informaci\u00f3n necesaria (vea la pregunta anterior) para agilizar el proceso.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"2748\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfOfrecen financiamiento 100% en hipotecas?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t<p>No. Pero le ayudaremos a ahorrar para un pago inicial 5%, que protege la propiedad de su vivienda si el valor de la propiedad disminuye. Tambi\u00e9n podemos conectarle con programas de asistencia para el pago inicial.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__columns\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-columns\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">\u00bfA\u00fan no est\u00e1 seguro si debe refinanciar?<\/h2><div class=\"co-intro_text--intro text-component\"><p>\u00bfNuestro equipo de agentes dedicados a pr\u00e9stamos hipotecarios puede orientarlo en la direcci\u00f3n correcta?<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:2 co-columns--row__none justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h3 class=\"co-columns--box_headline\" >Consulta de pr\u00e9stamo gratuita 1:1 <\/h3><div class=\"co-columns--box_desc text-component\"><p>Hable con un agente de pr\u00e9stamos hipotecarios de DC Credit Union para ver si la refinanciaci\u00f3n tiene sentido para usted.<\/p>\n<\/div><div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button gtm-button\" href=\"https:\/\/www.dccreditunion.coop\/es\/sucursales-cajeros-automaticos\/\" >Vis\u00edtanos<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h3 class=\"co-columns--box_headline\" >Llama a nuestra l\u00ednea directa<\/h3><div class=\"co-columns--box_desc text-component\"><p>\u00bfNecesita respuestas inmediatas? Llame a nuestra l\u00ednea directa disponible las 24 horas al <strong>855-621-5865<\/strong>.<\/p>\n<\/div><div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button gtm-button\" href=\"tel: 8556215865\" >Ll\u00e1manos<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__single-path-cta\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-sp_cta\">\n\t\t<h2 class=\"co-sp_cta--headline\">\u00bfListo para refinanciar?<\/h2><div class=\"co-sp_cta--desc\"><p>Ha hecho los c\u00e1lculos y se siente listo para refinanciar su casa con nosotros.<\/p>\n<\/div><a class=\"co-sp_cta--button gtm-button\" href=\"https:\/\/mortgages.cumortgage.net\/default.asp?siteId=AA35CE55-E768-48F1-A3CD-9407521E7CA6\" >Iniciar aplicaci\u00f3n<\/a><a class=\"co-sp_cta--link\" href=\"https:\/\/www.dccreditunion.coop\/es\/unirse\/\" >\u00bfA\u00fan no eres socio de la Cooperativa de Cr\u00e9dito DC? Abre una cuenta con nosotros primero.<\/a>\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__last co-flex_row__back-to-top\" ><div class=\"co-flex_row--row co-row\"><div class=\"co-back_top\">\n <a class=\"co-back_top--link\" href=\"#\" aria-label=\"\">\n\tVolver arriba\t<svg class=\"co-back_top--link_icon\" viewbox=\"0 0 40 40\" role=\"img\" aria-label=\"Volver arriba\">\n\t\t<use xlink:href=\"https:\/\/www.dccreditunion.coop\/wp-content\/themes\/dccu-theme\/images\/sprite-icons.svg?v=1773336553#arrow-up-arc\" \/>\n\t<\/svg>\n <\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-3316","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Refinance Your Mortgage - 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