{"id":2544,"date":"2025-03-06T00:18:48","date_gmt":"2025-03-06T00:18:48","guid":{"rendered":"https:\/\/dccreditunion.kinsta.cloud\/learn-grow\/save-plan-future\/"},"modified":"2026-03-11T23:35:20","modified_gmt":"2026-03-12T04:35:20","slug":"guardar-plan-futuro","status":"publish","type":"page","link":"https:\/\/www.dccreditunion.coop\/es\/learn-grow\/save-plan-future\/","title":{"rendered":"Ahorre y planifique para el futuro"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__page-hero\" ><div class=\"co-flex_row--row co-row\">\t<header class=\"co-page_hero co-page_hero--bg_teal co-page_hero__has_image display-img-desktop display-img-mobile\" aria-label=\"Encabezado: Ahorre y planifique para el futuro\">\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t\t\t\t<div class=\"co-page_hero--grid\">\n\t\t\t\t<div class=\"co-page_hero--text\">\n\t\t\t\t\t<div class=\"co-page_hero--text_inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t<h1 class=\"co-page_hero--title\">\n\t\t\t\t\t\t\tAhorre y planifique para el futuro\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t<p class=\"co-page_hero--tagline\">El tiempo es tu mayor aliado a la hora de ahorrar para la jubilaci\u00f3n.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-page_hero--images\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap\">\n\t\t\t\t\t\t\t\t<img width=\"730\" height=\"398\" src=\"https:\/\/www.dccreditunion.coop\/files\/AdobeStock_1495503747.jpeg\" class=\"co-page_hero--img\" alt=\"Una abuela italiana tradicional haciendo pasta fresca a mano en una cocina r\u00fastica, iluminaci\u00f3n natural suave, harina sobre la mesa de madera, decoraci\u00f3n vintage, tonos c\u00e1lidos.\" loading=\"eager\" fetchpriority=\"high\" decoding=\"async\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap\">\n\t\t\t\t\t\t\t\t<img width=\"730\" height=\"409\" src=\"https:\/\/www.dccreditunion.coop\/files\/AdobeStock_791095568-730x409.jpeg\" class=\"co-page_hero--img_brand\" alt=\"Fondo de pasta hecho de nidos de tagliatelle secos y crudos.\" loading=\"eager\" fetchpriority=\"high\" decoding=\"async\" srcset=\"https:\/\/www.dccreditunion.coop\/files\/AdobeStock_791095568-730x409.jpeg 730w, https:\/\/www.dccreditunion.coop\/files\/AdobeStock_791095568-540x303.jpeg 540w, https:\/\/www.dccreditunion.coop\/files\/AdobeStock_791095568-768x430.jpeg 768w, https:\/\/www.dccreditunion.coop\/files\/AdobeStock_791095568-1536x861.jpeg 1536w, https:\/\/www.dccreditunion.coop\/files\/AdobeStock_791095568-2048x1148.jpeg 2048w, https:\/\/www.dccreditunion.coop\/files\/AdobeStock_791095568-18x10.jpeg 18w, https:\/\/www.dccreditunion.coop\/files\/AdobeStock_791095568-396x222.jpeg 396w, https:\/\/www.dccreditunion.coop\/files\/AdobeStock_791095568-840x471.jpeg 840w, https:\/\/www.dccreditunion.coop\/files\/AdobeStock_791095568-75x42.jpeg 75w\" sizes=\"(max-width: 730px) 100vw, 730px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"co-page_hero--right_bg\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__columns\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-columns\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Es importante reservar algo de dinero, incluso si s\u00f3lo puedes permitirte ahorrar un poco.<\/h2><div class=\"co-intro_text--intro text-component\"><p>Necesitar\u00e1s tener dinero disponible para gastos imprevistos, compras importantes y tu jubilaci\u00f3n. Elige el plan de ahorro ideal para ti y empieza a ahorrar, aunque sea poco, cuanto antes.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:3 co-columns--row__none justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h3 class=\"co-columns--box_headline\" >\u00bfCu\u00e1nto necesitar\u00e1s para tu jubilaci\u00f3n?<\/h3><div class=\"co-columns--box_desc text-component\"><p>Determina cu\u00e1nto necesitar\u00e1s ahorrar y luego desarrolla un plan para lograr tu objetivo.<\/p>\n<\/div><div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button gtm-button\" href=\"https:\/\/www.dccreditunion.coop\/es\/speed-bump\/?url=https%3A%2F%2Fwww.greenpath.com%2Fblog%2Fretirement-101-three-steps-to-prepare-for-retirement%2F&#038;prev=https%3A%2F%2Fwww.dccreditunion.coop%2Fes%2Flearn-grow%2Fsave-plan-future%2F\" target=\"_blank\" >\u00bfCu\u00e1nto ahorrar para la jubilaci\u00f3n?<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h3 class=\"co-columns--box_headline\" >C\u00f3mo empezar a ahorrar e invertir<\/h3><div class=\"co-columns--box_desc text-component\"><p>Familiar\u00edcese con sus opciones de ahorro, c\u00f3mo invertir, qu\u00e9 tener en cuenta y c\u00f3mo elaborar un plan de ahorro.<\/p>\n<\/div><div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button gtm-button\" href=\"https:\/\/www.dccreditunion.coop\/es\/speed-bump\/?url=https%3A%2F%2Fwww.greenpath.com%2Fblog%2Fsaving-and-investing-for-retirement%2F&#038;prev=https%3A%2F%2Fwww.dccreditunion.coop%2Fes%2Flearn-grow%2Fsave-plan-future%2F\" target=\"_blank\" >Conceptos b\u00e1sicos de ahorro e inversi\u00f3n<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h3 class=\"co-columns--box_headline\" >Planificaci\u00f3n para emergencias<\/h3><div class=\"co-columns--box_desc text-component\"><p>Lo inesperado puede ocurrir en cualquier momento y a cualquiera, por eso es importante tener algunos ahorros de emergencia.<\/p>\n<\/div><div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button gtm-button\" href=\"https:\/\/www.dccreditunion.coop\/es\/speed-bump\/?url=https%3A%2F%2Fwww.greenpath.com%2Fblog%2Fplanning-for-emergencies%2F&#038;prev=https%3A%2F%2Fwww.dccreditunion.coop%2Fes%2Flearn-grow%2Fsave-plan-future%2F\" target=\"_blank\" >Aprenda a pagarse a s\u00ed mismo primero<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__member-story-featured\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-featStories\">\n\t\t\t\t<div class=\"co-featStories--list\">\n\t\t\t\t\t\t\t<div class=\"co-featStories--item bg-color-teal\">\n\t\t\t\t\t<div class=\"prow gap:0\">\n\t\t\t\t\t\t<div class=\"co-featStories--text pcol-md:5\">\n\t\t\t\t\t\t\t<span class=\"co-featStories--greeting\">Encontrarse<\/span>\n\t\t\t\t\t\t\t<h2 class=\"co-featStories--headline\" ><svg class=\"icon-svg\" viewbox=\"0 0 62 58\"><use xlink:href=\"https:\/\/www.dccreditunion.coop\/wp-content\/themes\/dccu-theme\/images\/sprite-icons.svg?v=1773336553#star-small\" \/><\/svg>Jerez<svg class=\"icon-svg\" viewbox=\"0 0 62 58\"><use xlink:href=\"https:\/\/www.dccreditunion.coop\/wp-content\/themes\/dccu-theme\/images\/sprite-icons.svg?v=1773336553#star-small\" \/><\/svg><\/h2><a class=\"co-featStories--link\" href=\"https:\/\/www.dccreditunion.coop\/es\/historias-de-miembros\/la-historia-de-sherry\/\"  >Lea sobre el viaje de Sherry <svg class=\"icon-svg\" viewbox=\"0 0 16 16\" aria-hidden=\"true\"><polyline points=\"6 2 12 8 6 14\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\"\/><\/svg><\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"co-featStories--media pcol-md:7\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"538\" height=\"360\" src=\"https:\/\/www.dccreditunion.coop\/files\/Member_Template_Jeanetta-Johnson_23-2-538x360-1.jpg\" class=\"co-featStories--image\" alt=\"Imagen de la historia de Sherry\" srcset=\"https:\/\/www.dccreditunion.coop\/files\/Member_Template_Jeanetta-Johnson_23-2-538x360-1.jpg 538w, https:\/\/www.dccreditunion.coop\/files\/Member_Template_Jeanetta-Johnson_23-2-538x360-1-18x12.jpg 18w, https:\/\/www.dccreditunion.coop\/files\/Member_Template_Jeanetta-Johnson_23-2-538x360-1-396x265.jpg 396w, https:\/\/www.dccreditunion.coop\/files\/Member_Template_Jeanetta-Johnson_23-2-538x360-1-75x50.jpg 75w\" sizes=\"auto, (max-width: 538px) 100vw, 538px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-featStories--quote pcol-md:12\">\n\t\t\t\t\t\t\t\t<div class=\"text-component\"><span class=\"co-quote\">&quot;<\/span><p>Abrir una cuenta de ahorros en DC Credit Union me ha ayudado a ahorrar algo para la jubilaci\u00f3n, lo cual es absolutamente importante para m\u00ed.<\/p>\n<span class=\"co-quote\">&quot;<\/span><\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__columns\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-columns\">\n\t\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:2 co-columns--row__none justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h2 class=\"co-columns--box_headline\" >Echemos un vistazo a sus opciones para ahorrar e invertir.<\/h2><div class=\"co-columns--box_desc text-component\"><p><strong>Planes de jubilaci\u00f3n 401k<\/strong><\/p>\n<p>Estos son planes de jubilaci\u00f3n patrocinados por el empleador que le permiten deducir dinero de su n\u00f3mina y depositarlo en una cuenta de jubilaci\u00f3n. Sus ahorros no est\u00e1n sujetos a impuestos hasta que los retire despu\u00e9s de los 65 a\u00f1os. Algunos empleadores igualan las contribuciones de sus empleados, lo que aumenta su potencial de ahorro.<\/p>\n<p><a href=\"http:\/\/www.greenpath.com\/resources-tools\/financial-education\/saving-and-investing\/401k-and-403b-retirement-plans\" target=\"_blank\" rel=\"noopener\">Obtenga m\u00e1s informaci\u00f3n sobre los planes 401k<\/a><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Cuentas de jubilaci\u00f3n individuales (IRA)<\/strong><\/p>\n<p>Esta es una cuenta de ahorro para la jubilaci\u00f3n para personas que no cuentan con un plan patrocinado por su empleador. Existen diferentes tipos de IRA, y cada a\u00f1o calendario se puede aportar hasta un monto m\u00e1ximo en d\u00f3lares, que var\u00eda seg\u00fan el tipo.\u00a0<a href=\"https:\/\/www.dccreditunion.coop\/es\/personal\/ahorros\/\">DC Credit Union ofrece IRA tradicionales y Roth<\/a>, ambos ofrecen diferentes ventajas.<\/p>\n<p><a href=\"http:\/\/www.greenpath.com\/resources-tools\/financial-education\/saving-and-investing\/individual-retirement-accounts-iras\" target=\"_blank\" rel=\"noopener\">Obtenga m\u00e1s informaci\u00f3n sobre las IRA<\/a><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Plan de Ahorros Universitarios 529<\/strong><\/p>\n<p>Los planes de matr\u00edcula prepaga y los planes de ahorro para la universidad son ambos tipos de planes 529, que son planes de ahorro con ventajas fiscales que facilitan el ahorro para los costos universitarios futuros.<\/p>\n<p><a href=\"http:\/\/www.greenpath.com\/resources-tools\/financial-education\/saving-and-investing\/college-529-savings-plan\" target=\"_blank\" rel=\"noopener\">Obtenga m\u00e1s informaci\u00f3n sobre los planes de ahorro College 529<\/a><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Cuentas de ahorro<\/strong><\/p>\n<p><a href=\"https:\/\/www.dccreditunion.coop\/es\/personal\/ahorros\/\">DC Credit Union tambi\u00e9n ofrece una variedad de cuentas de ahorro<\/a>\u00a0que le permiten ahorrar dinero y obtener dividendos sobre el efectivo depositado en esa cuenta. Algunas, como las Cuentas del Mercado Monetario o los Certificados de Acciones, ofrecen tasas de dividendos ligeramente m\u00e1s altas a cambio de un saldo mayor o un plazo de inversi\u00f3n m\u00e1s largo.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h2 class=\"co-columns--box_headline\" >Consejos para ahorrar<\/h2><div class=\"co-columns--box_desc text-component\"><ul>\n<li><strong>Establezca sus metas de ahorro.<\/strong>\u00a0\u00bfQuieres ahorrar para la universidad? \u00bfPara tu jubilaci\u00f3n? \u00bfPara un evento especial o una compra importante? \u00bfCu\u00e1nto necesitar\u00e1s ahorrar y de cu\u00e1nto tiempo dispones?<\/li>\n<li><strong>Elija una cantidad fija de dinero para ahorrar<\/strong>\u00a0cada mes del per\u00edodo de pago. Utilizar\u00a0<a href=\"https:\/\/www.dccreditunion.coop\/es\/personal\/banca-en-linea\/\">dep\u00f3sito directo y distribuci\u00f3n de n\u00f3mina<\/a>\u00a0Para hacerlo autom\u00e1tico y f\u00e1cil.<\/li>\n<li><strong>Trate sus ahorros mensuales como una de sus facturas importantes<\/strong>y convi\u00e9rtalo en parte de su presupuesto.<br \/>\nMantenga sus ahorros en una cuenta separada de la que utiliza para pagar facturas y gastos regulares.<\/li>\n<li><strong>\u00a1Empieza a ahorrar ahora!\u00a0<\/strong>Incluso si empiezas con poco, con el tiempo se ir\u00e1 acumulando.<\/li>\n<\/ul>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__calculators\" ><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"Calculadoras para ayudarle a ahorrar y planificar el futuro\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Calculadoras para ayudarle a ahorrar y planificar el futuro<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\tEl impacto de ahorrar m\u00e1s\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-calc_embed\t\t\t\tjs-calc_iframe_wrap\">\n\t\t\t\t<iframe\n\t\t\t\t\ttitle=\"Calculadora financiera: el impacto de ahorrar m\u00e1s\"\n\t\t\t\t\tclass=\"js-calc_iframe\t\t\t\t\t\tco-calc_embed--iframe\"\n\t\t\t\t\t\t\t\t\t\t\tdata-delay=\"true\"\n\t\t\t\t\t\tdata-src=\"https:\/\/www.fintactix.com\/dccreditunion\/tools\/savings\/s01\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t<\/iframe>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\tLos beneficios de la capitalizaci\u00f3n compuesta\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-calc_embed\t\t\t\tjs-calc_iframe_wrap\">\n\t\t\t\t<iframe\n\t\t\t\t\ttitle=\"Calculadora financiera: los beneficios de la capitalizaci\u00f3n\"\n\t\t\t\t\tclass=\"js-calc_iframe\t\t\t\t\t\tco-calc_embed--iframe\"\n\t\t\t\t\t\t\t\t\t\t\tdata-delay=\"true\"\n\t\t\t\t\t\tdata-src=\"https:\/\/www.fintactix.com\/dccreditunion\/tools\/savings\/s02\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t<\/iframe>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\tEstimador de ingresos de jubilaci\u00f3n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-calc_embed\t\t\t\tjs-calc_iframe_wrap\">\n\t\t\t\t<iframe\n\t\t\t\t\ttitle=\"Calculadora financiera: estimador de ingresos de jubilaci\u00f3n\"\n\t\t\t\t\tclass=\"js-calc_iframe\t\t\t\t\t\tco-calc_embed--iframe\"\n\t\t\t\t\t\t\t\t\t\t\tdata-delay=\"true\"\n\t\t\t\t\t\tdata-src=\"https:\/\/www.fintactix.com\/dccreditunion\/tools\/retirement\/r04\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t<\/iframe>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\u00bfCu\u00e1nto tiempo durar\u00e1n mis ahorros para la jubilaci\u00f3n?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-calc_embed\t\t\t\tjs-calc_iframe_wrap\">\n\t\t\t\t<iframe\n\t\t\t\t\ttitle=\"Calculadora financiera: \u00bfcu\u00e1nto durar\u00e1n mis ahorros para la jubilaci\u00f3n?\"\n\t\t\t\t\tclass=\"js-calc_iframe\t\t\t\t\t\tco-calc_embed--iframe\"\n\t\t\t\t\t\t\t\t\t\t\tdata-delay=\"true\"\n\t\t\t\t\t\tdata-src=\"https:\/\/www.fintactix.com\/dccreditunion\/tools\/retirement\/r01\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t<\/iframe>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__brand-statement\" ><div class=\"co-flex_row--row co-row\"><div class=\"co-brandStatement\">\n\t<div class=\"prow items-center gap:0\">\n\t\t<div class=\"pcol-md:2\">\n\t\t\t<svg class=\"icon-svg\" viewbox=\"0 0 62 58\">\n\t\t\t\t<use xlink:href=\"https:\/\/www.dccreditunion.coop\/wp-content\/themes\/dccu-theme\/images\/sprite-icons.svg?v=1773336553#star-small\" \/>\n\t\t\t<\/svg>\n\t\t<\/div>\n\t\t<div class=\"pcol-md:10\">\n\t\t\t<div class=\"co-brandStatement--text text-component\"><p>Recupera tu futuro. Recupera tu seguridad.<\/p>\n<\/div>\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__columns\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-columns\">\n\t\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:2 co-columns--row__none justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h2 class=\"co-columns--box_headline\" >Cuentas IRA y certificados de acciones de la Cooperativa de Cr\u00e9dito de DC<\/h2><div class=\"co-columns--box_desc text-component\"><p>Las Cuentas Individuales de Jubilaci\u00f3n (IRA) son una excelente manera de ahorrar para la jubilaci\u00f3n. Con una IRA tradicional, sus aportaciones suelen ser deducibles de impuestos y acumula ganancias con impuestos diferidos. Sus aportaciones a una IRA Roth nunca son deducibles de impuestos, pero puede retirar su dinero libre de impuestos.<\/p>\n<\/div><div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button gtm-button\" href=\"https:\/\/www.dccreditunion.coop\/es\/personal\/ahorros\/\"  >Obtenga m\u00e1s informaci\u00f3n sobre las cuentas IRA de DC Credit Union<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h2 class=\"co-columns--box_headline\" >\u00bfTienes m\u00e1s de 60 a\u00f1os? \u00a1Hazte socio de Diamond Dividends!<\/h2><div class=\"co-columns--box_desc text-component\"><p>Para honrar a nuestros miembros mayores, ofrecemos un paquete especial de beneficios para aquellos de 60 a\u00f1os o m\u00e1s:<\/p>\n<ul>\n<li>Cuenta del mercado monetario que genera mayores dividendos, con cheques gratuitos para f\u00e1cil acceso.<\/li>\n<li>Tarjeta Visa Platinum Rewards SIN comisi\u00f3n.<\/li>\n<li>6.0% APY cuando ahorras para un nieto.<\/li>\n<li>$500 de descuento en los costos de cierre de la l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria.<\/li>\n<li>Seminarios gratuitos de almuerzo y aprendizaje, eventos especiales y mucho m\u00e1s.<\/li>\n<\/ul>\n<\/div><div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button gtm-button\" href=\"https:\/\/www.dccreditunion.coop\/es\/personal\/servicios\/beneficios-de-la-membresia\/\"  >Hazte socio de Diamond Dividends<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__multi-path-cta\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-mp_ctas\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Tambi\u00e9n te podr\u00eda interesar<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-mp_ctas--list prow justify-center\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tGestione sus deudas y finanzas\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.dccreditunion.coop\/es\/aprender-crecer\/gestionar-las-finanzas-de-la-deuda\/\"  >Lea la gu\u00eda<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tAhorra y planifica el futuro\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.dccreditunion.coop\/es\/aprender-crecer\/guardar-plan-futuro\/\"  >Lea la gu\u00eda<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\tReconstruya su cr\u00e9dito\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link gtm-button\" href=\"https:\/\/www.dccreditunion.coop\/es\/aprender-crecer\/reconstruir-su-credito\/\"  >Lea la gu\u00eda<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":11,"featured_media":0,"parent":2537,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-2544","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - 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